It stinks!!!

[freddyj]

Hello,

Not only does it stink - it should also be a warning.

I went on line to do a car insurance quote, obviously didn't read the small print saying they would do a credit check....

Everyone should be aware that tthis could happen just for getting a quote!

Anyway, why do they need to do a credit check for giving a quote? I could understand it if they offered credit terms, even then if you don't pay the insurance they could just tell you that your no longer covered!

Don't get caught out let I have!!

Thanks - FREDDIE

	Car Insurance

[FormerMortgageBroker]

Coming from a car insurance back ground, we used to advise callers that we do a credit check. If they objected, no problem, we ticked the box on screen but they couldn't then pay by direct debit. The insurance company should inform you that a check will be carried out, and they should also make it clear that the check should leave no "foot print". hope this helps

	The Direct Debit Guarantee • The Guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the Scheme is monitored and protected by your own Bank or Building Society. • If the amounts to be paid or the payment dates change, we will notify you three working days in advance of your account being debited or as otherwise agreed. • If an error is made by us or by your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid. • You can cancel a Direct Debit at any time by writing your Bank or Building Society. Please also send a copy of your letter to us. This is a term of your banking contract and you can sue on it.

	Car Insurance