Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Hold the Front Page!! News updates The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Campaign Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
28th September 2008, 14:51
|
#41 (permalink)
| | Site Team
I am in: balanced
Posts: 8,375
| Re: fighting back against northampton bulk cc I would certainly think that has some grounding for a campaign, JC.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
| |
28th September 2008, 15:29
|
#42 (permalink)
| | Platinum Account Customer
I am in: Lovely Dorset
Posts: 6,757
| Re: fighting back against northampton bulk cc OK anyone know the name of the senior judge under who's brief Northampton rests |
| |
29th September 2008, 15:20
|
#43 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc hya! everyone
just a few suggests to test the water.
have we reached the stage where upon we could meet up and discuss this issue(s) with the intent of reaching agreement of formulating an action plan.
for those that believe we can and are prepared to make the effort assuming you consider that we have enough data and ideas already tabled.
may we suggest that we are quite prepared to host such an agenda down in essex. we have ample parking facilities albeit if its wet we may have to pull you out with a couple of shires.
should the foregoing be unsuitable due to location then obviously somewhere more central can be arranged.
regards
djc |
| |
29th September 2008, 18:14
|
#44 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc For information
Leaflet size - quantity - 1 sided - 2 sided - full colour
full a4 100,000 £1350 £1550 yes
1/2 a4 100,000 £560 £625 yes
1/3 a4 100,000 £825 £895 yes
most printers either deliver for free or a charge for delivery and most printers hold stock for a negotiated period.
the above is fairly representative of meium size companies that operate within the leaflet dropping industry.
djc
Last edited by djc; 29th September 2008 at 18:18.
Reason: lost its intended presentation god damn it
|
| |
29th September 2008, 19:31
|
#45 (permalink)
| | Platinum Account Customer
I am in: Lovely Dorset
Posts: 6,757
| Re: fighting back against northampton bulk cc I really do think consideration needs to be given to approaching Northampton direct if not with an actual petition perhaps a long list of actual experiences suffered by members to illustrate our point & urgent need for change |
| |
29th September 2008, 19:41
|
#46 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc hi! joncris
that sounds like an excellent idea well worth further discussion. do you think we should await other comments and if we could run with it along side any other action that come forward.
djc |
| |
1st October 2008, 13:48
|
#47 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc bigpeterlg22
have you received any PM's on your suggestions reference legal service commission
regards
djc |
| |
1st October 2008, 14:26
|
#48 (permalink)
| | Platinum Account Customer
I am in: Lovely Dorset
Posts: 6,757
| Re: fighting back against northampton bulk cc You could ask the LSC where all the help for debtors about to be evicted is when they go to court because according to Hazel Blears prattling on BBC Question Time this government have provided it for everybody & this from the Government who's destroyed legal aid
Oh & she also stated "We have told the lenders that repossession should be a last resort"  ........ ...... will you tell her or should I
What planet do these people inhabit |
| |
1st October 2008, 18:30
|
#49 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc Hya
just been listening to david cameron's party conference closing speech and just wish i could emulate the delivery and clarity of getting his message across. therefore i need your assistance.
We have a number of suggestions tabled and each of them could benefit and assist in new members being guided to our site.
but i propose rightly or wrongly at this stage we concentrate on making potential litigants in person aware of the help available on the CAG site.
The post of legalpickle( post 18 ) has been well put together and clearly portrays the action that is necessary, and is directly aimed at those persons in the firing line of receiving a summons. and in being given another option of help.
our big question is do we go for it in one concerted effort or drip feed it in to ensure that the cag site can cope with the increase in traffic.
jonni2bad post 38 has introduced a number of views that will have to be addressed but unless we test the water then this campaign will be dead. no matter how well intended.but the message is clear it starts with us.
regards
djc
Last edited by djc; 1st October 2008 at 18:38.
Reason: missed a bit
|
| |
2nd October 2008, 09:36
|
#52 (permalink)
| | Platinum Account Customer
I am in: Back of beyond
Posts: 3,755
| Re: fighting back against northampton bulk cc Quote:
Originally Posted by JonCris I really do think consideration needs to be given to approaching Northampton direct if not with an actual petition perhaps a long list of actual experiences suffered by members to illustrate our point & urgent need for change | This could be a starting point and an excellent idea. Quote:
Originally Posted by JonCris You could ask the LSC where all the help for debtors about to be evicted is when they go to court because according to Hazel Blears prattling on BBC Question Time this government have provided it for everybody & this from the Government who's destroyed legal aid
Oh & she also stated "We have told the lenders that repossession should be a last resort"  ........ ...... will you tell her or should I
What planet do these people inhabit | Umm, I think I will let you tell her.. that is one scary person, is Hazel Blears.. like you, I dont believe she resides on this planet. Quote:
Originally Posted by legalpickle I would recommend preparing one nice leaflet [making people aware of ALL the consumer forums and help out there], print a few thousand and try to get one or two courts in your area to agree to send them out first.
You then have something to show for your work when you approach other groups.
My estimate was based on guess work for printing leaflets not one or two A4 sheets.
jonni2bad has accentuated the need for a coordinated effort and involving more than one consumer group. | Another brilliant idea. Who would a body speak to at local court to perhaps sound them out. I would be more than happy to ask at mine if they would be prepared to include these when sending out the initial paperwork or even have them available at their information desk.
djc, is it my understanding that you just want to promote the CAG website ?. IMHO, I cant see the courts wanting to do that when there are other agencies with a much higher profile such as CAB, National Debtline and CCCS. |
| |
2nd October 2008, 12:27
|
#53 (permalink)
| | Platinum Account Customer | Re: fighting back against northampton bulk cc Quote:
Originally Posted by citizenB Umm, I think I will let you tell her.. that is one scary person, is Hazel Blears.. like you, I dont believe she resides on this planet. | My MP and I can't say that I'm proud! Quote:
Originally Posted by citizenB Another brilliant idea. Who would a body speak to at local court to perhaps sound them out. I would be more than happy to ask at mine if they would be prepared to include these when sending out the initial paperwork or even have them available at their information desk. | I would start with the court manager or customer service manager. You can find the names on the court service website by searching for your local County Court. Quote:
Originally Posted by citizenB djc, is it my understanding that you just want to promote the CAG website ?. IMHO, I cant see the courts wanting to do that when there are other agencies with a much higher profile such as CAB, National Debtline and CCCS. | I agree that it's unlikely that a court would agree to solely promote CAG, hence my recommendation that the leaflet include details of all groups, not being biased to any single one with a short blurb about each group next to their details with a header of something like "HELP IS OUT THERE, DO NOT DESPAIR!!!". |
| |
2nd October 2008, 13:58
|
#54 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc HYA citizenb
i must admit that i have only considered in the advertising of CAG as i firmly believe that our site has a lot more to offer and you normally can be heard and receive advice almost 24/7. It is also very difficult to find the time by our young parents to visit some of these establishments also some are intimidated by this and are less able to visit at least one can hide from the embarrassment of being in this position of defaulting and now facing potential ruin.
i probably may have this wrong but i am unaware of any form of advertising by CAG if they are advertising i have't seen it.
two things still need to be clarified
size and content of flyer
and obtaining permission to insert flyer at court office prior to the summons despatch
jonni2bad has suggested the CAG would need to be approached and gain there permission of these proposals.if we are all in agreement of going down this route can anyone advise me of how can i reach them.
regards and thank you for your input and observations.
djc |
| |
2nd October 2008, 14:58
|
#55 (permalink)
| | Classic Account Customer
I am in: essex
Posts: 151
| Re: fighting back against northampton bulk cc Just to confirm the statistics of CCJ's issued year on year as published by the REGISTRY TRUST LTD they are as follows
YEAR 2006 total issued 1,022,166 less dvla( only consumer ccj's 843,853)
YEAR 2007 total issued 981,923 less dvla (only consumer ccj's 796,52
On a previous post we indicated that 80% of all ccj's were released by northampton bulk centre cc and northampton target this year is to push that to 90% there figures not mine.
i have been unable so far to find out how many of northamptons original summons have been redirected to local courts because they have been defended. that may make an interesting statistic if i can find it.
djc |
| |
2nd October 2008, 15:06
|
#56 (permalink)
| | Platinum Account Customer | Re: fighting back against northampton bulk cc Quote:
Originally Posted by djc HYA citizenb
i must admit that i have only considered in the advertising of CAG as i firmly believe that our site has a lot more to offer and you normally can be heard and receive advice almost 24/7. It is also very difficult to find the time by our young parents to visit some of these establishments also some are intimidated by this and are less able to visit at least one can hide from the embarrassment of being in this position of defaulting and now facing potential ruin. | 2 things need to be considered here. Firstly, with some cases that are much more complex or where the person does not have the basic competencies of writing they would need help in person, so giving all the options open would be best. Secondly, it would - in my opinion - be easier to obtain permission from the courts if it listed a variety of organizations, including the numerous other web advice organizations, rather than one as that could be seen to be advertising, especially where the organization is not a registered charity. | |