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Would you like to clean up your credit file? Check it out | | | | | | | | Campaign Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
28th September 2008, 13:51
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#41 (permalink)
| | Site Team
Where else can you earn 8% interest on your money? Start your County Court claim NOW!!! Cagger since
: Mar 2006 I am in: balanced
Posts: 8,741
| Re: fighting back against northampton bulk cc I would certainly think that has some grounding for a campaign, JC.
__________________ .. . Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer. |
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29th September 2008, 17:14
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#44 (permalink)
| | Classic Account Customer | Re: fighting back against northampton bulk cc For information
Leaflet size - quantity - 1 sided - 2 sided - full colour
full a4 100,000 £1350 £1550 yes
1/2 a4 100,000 £560 £625 yes
1/3 a4 100,000 £825 £895 yes
most printers either deliver for free or a charge for delivery and most printers hold stock for a negotiated period.
the above is fairly representative of meium size companies that operate within the leaflet dropping industry.
djc
Last edited by djc; 29th September 2008 at 17:18.
Reason: lost its intended presentation god damn it
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29th September 2008, 18:31
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#45 (permalink)
| | Platinum Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: May 2006 I am in: Lovely Dorset
Posts: 8,511
| Re: fighting back against northampton bulk cc I really do think consideration needs to be given to approaching Northampton direct if not with an actual petition perhaps a long list of actual experiences suffered by members to illustrate our point & urgent need for change |
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29th September 2008, 18:41
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#46 (permalink)
| | Classic Account Customer
Your bank owes you an awful lot more money than you realise See here Cagger since
: Feb 2006 I am in: essex
Posts: 209
| Re: fighting back against northampton bulk cc hi! joncris
that sounds like an excellent idea well worth further discussion. do you think we should await other comments and if we could run with it along side any other action that come forward.
djc |
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1st October 2008, 13:26
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#48 (permalink)
| | Platinum Account Customer | Re: fighting back against northampton bulk cc You could ask the LSC where all the help for debtors about to be evicted is when they go to court because according to Hazel Blears prattling on BBC Question Time this government have provided it for everybody & this from the Government who's destroyed legal aid
Oh & she also stated "We have told the lenders that repossession should be a last resort"  ........ ...... will you tell her or should I
What planet do these people inhabit |
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1st October 2008, 17:30
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#49 (permalink)
| | Classic Account Customer
Is your bank avoiding its debts Data disclosure poll Cagger since
: Feb 2006 I am in: essex
Posts: 209
| Re: fighting back against northampton bulk cc Hya
just been listening to david cameron's party conference closing speech and just wish i could emulate the delivery and clarity of getting his message across. therefore i need your assistance.
We have a number of suggestions tabled and each of them could benefit and assist in new members being guided to our site.
but i propose rightly or wrongly at this stage we concentrate on making potential litigants in person aware of the help available on the CAG site.
The post of legalpickle( post 18 ) has been well put together and clearly portrays the action that is necessary, and is directly aimed at those persons in the firing line of receiving a summons. and in being given another option of help.
our big question is do we go for it in one concerted effort or drip feed it in to ensure that the cag site can cope with the increase in traffic.
jonni2bad post 38 has introduced a number of views that will have to be addressed but unless we test the water then this campaign will be dead. no matter how well intended.but the message is clear it starts with us.
regards
djc
Last edited by djc; 1st October 2008 at 17:38.
Reason: missed a bit
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2nd October 2008, 08:36
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#52 (permalink)
| | Site Team | Re: fighting back against northampton bulk cc Quote:
Originally Posted by JonCris I really do think consideration needs to be given to approaching Northampton direct if not with an actual petition perhaps a long list of actual experiences suffered by members to illustrate our point & urgent need for change | This could be a starting point and an excellent idea. Quote:
Originally Posted by JonCris You could ask the LSC where all the help for debtors about to be evicted is when they go to court because according to Hazel Blears prattling on BBC Question Time this government have provided it for everybody & this from the Government who's destroyed legal aid
Oh & she also stated "We have told the lenders that repossession should be a last resort"  ........ ...... will you tell her or should I
What planet do these people inhabit | Umm, I think I will let you tell her.. that is one scary person, is Hazel Blears.. like you, I dont believe she resides on this planet. Quote:
Originally Posted by legalpickle I would recommend preparing one nice leaflet [making people aware of ALL the consumer forums and help out there], print a few thousand and try to get one or two courts in your area to agree to send them out first.
You then have something to show for your work when you approach other groups.
My estimate was based on guess work for printing leaflets not one or two A4 sheets.
jonni2bad has accentuated the need for a coordinated effort and involving more than one consumer group. | Another brilliant idea. Who would a body speak to at local court to perhaps sound them out. I would be more than happy to ask at mine if they would be prepared to include these when sending out the initial paperwork or even have them available at their information desk.
djc, is it my understanding that you just want to promote the CAG website ?. IMHO, I cant see the courts wanting to do that when there are other agencies with a much higher profile such as CAB, National Debtline and CCCS.
__________________
Please take a few moments to vote The Consumer Forums - Data disclosure poll Link to CAG template letters Beginner's guide Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. ************************* ****** PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE |
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2nd October 2008, 11:27
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#53 (permalink)
| | Platinum Account Customer | Re: fighting back against northampton bulk cc Quote:
Originally Posted by citizenB Umm, I think I will let you tell her.. that is one scary person, is Hazel Blears.. like you, I dont believe she resides on this planet. | My MP and I can't say that I'm proud! Quote:
Originally Posted by citizenB Another brilliant idea. Who would a body speak to at local court to perhaps sound them out. I would be more than happy to ask at mine if they would be prepared to include these when sending out the initial paperwork or even have them available at their information desk. | I would start with the court manager or customer service manager. You can find the names on the court service website by searching for your local County Court. Quote:
Originally Posted by citizenB djc, is it my understanding that you just want to promote the CAG website ?. IMHO, I cant see the courts wanting to do that when there are other agencies with a much higher profile such as CAB, National Debtline and CCCS. | I agree that it's unlikely that a court would agree to solely promote CAG, hence my recommendation that the leaflet include details of all groups, not being biased to any single one with a short blurb about each group next to their details with a header of something like "HELP IS OUT THERE, DO NOT DESPAIR!!!". |
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2nd October 2008, 13:58
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#55 (permalink)
| | Classic Account Customer | Re: fighting back against northampton bulk cc Just to confirm the statistics of CCJ's issued year on year as published by the REGISTRY TRUST LTD they are as follows
YEAR 2006 total issued 1,022,166 less dvla( only consumer ccj's 843,853)
YEAR 2007 total issued 981,923 less dvla (only consumer ccj's 796,52
On a previous post we indicated that 80% of all ccj's were released by northampton bulk centre cc and northampton target this year is to push that to 90% there figures not mine.
i have been unable so far to find out how many of northamptons original summons have been redirected to local courts because they have been defended. that may make an interesting statistic if i can find it.
djc |
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2nd October 2008, 14:06
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#56 (permalink)
| | Platinum Account Customer | Re: fighting back against northampton bulk cc Quote:
Originally Posted by djc HYA citizenb
i must admit that i have only considered in the advertising of CAG as i firmly believe that our site has a lot more to offer and you normally can be heard and receive advice almost 24/7. It is also very difficult to find the time by our young parents to visit some of these establishments also some are intimidated by this and are less able to visit at least one can hide from the embarrassment of being in this position of defaulting and now facing potential ruin. | 2 things need to be considered here. Firstly, with some cases that are much more complex or where the person does not have the basic competencies of writing they would need help in person, so giving all the options open would be best. Secondly, it would - in my opinion - be easier to obtain permission from the courts if it listed a variety of organizations, including the numerous other web advice organizations, rather than one as that could be seen to be advertising, especially where the organization is not a registered charity. Quote:
Originally Posted by djc i probably may have this wrong but i am unaware of any form of advertising by CAG if they are advertising i have't seen it.
two things still need to be clarified
size and content of flyer
and obtaining permission to insert flyer at court office prior to the summons despatch | I would recommend the leaflet being sent with EVERY court document, not only the claim form.
What do you mean "prior to the summons despatch"? Getting a court to send out a leaflet BEFORE a claim form is issued or separately to other documents will be more costly as it will be an added cost rather than most likely covered by the cost of the postage anyway.
I think that in sending a leaflet with every document the person has the second chance and also if a previous document has gone missing in the post or the person has thrown it out previously, it could help. Quote:
Originally Posted by djc jonni2bad has suggested the CAG would need to be approached and gain there permission of these proposals.if we are all in agreement of going down this route can anyone advise me of how can i reach them. | I think you would have to PM a member of the site team like jonni2bad and ask him to approach BankFodder with your message.
Personally I doubt that if the leaflet did not say it was part of CAG and listed CAG as one of a number of organizations with an approved blurb about CAG that could only be for CAG's benefit.
Of course if you are only listing CAG or in any way alleging to be part of the CAG team, that could cause problems.
Obviously these are my observations and you would need to check with the site team before doing anything. |
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2nd October 2008, 14:11
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#57 (permalink)
| | Site Team | Re: fighting back against northampton bulk cc Very scary stats djc 
__________________
Please take a few moments to vote The Consumer Forums - Data disclosure poll Link to CAG template letters Beginner's guide Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. ************************* ****** PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE |
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