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Old 29th July 2008, 12:40   #61 (permalink)
SURFBOY
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Default Re: Campaign to the OFT against unfair CRA practices.

You can count me into any action against CRA's.
Has anyone thought of bringing any of the CRA's practices to the attention of the media?
Or would the media even be interested?
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Old 29th July 2008, 14:11   #62 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

pt2537 et al.

That was hilarious re wikipedia.

Also for lawstatues simply try this link (ever law is here) - very easy to search and filter on CCA; i used it in my complaint against SLC
Home - Statute Law Database

On another note, what i find a bit galling is that

a) you request a credit file
b) note something bad
c) get it amended - usually takes 8 weeks or more.
d) then have to pay again to verify its done - surely the company who has mucked up should pick up the tab for the 2nd report???

While i appreciatte the company in question might complain, on track record and for peace of mind you need to check
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Old 29th July 2008, 14:18   #63 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Quote:
Originally Posted by veester View Post
pt2537 et al.

That was hilarious re wikipedia.

Also for lawstatues simply try this link (ever law is here) - very easy to search and filter on CCA; i used it in my complaint against SLC
Home - Statute Law Database
Im glad it amused, a QC who was my tutor said that exact phrase when a student on the same course as me submitted an essay where all of the authorities he was citing clearly came from Wiki, i nearly wet myself when he came out with that comment

statute law is good, but it fails to provide regulations which are made under CCA

apart from that it is a cracking resource as is BAILLI British and Irish Legal Information Institute is you need case law

fortunately, i supplied many of the CCA regs and they have been uploaded in our statutes library

regards
paul
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Old 29th July 2008, 14:20   #64 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Quote:
While Wiki can be a useful tool, to use it to quote legislation and more worryingly Natural Justice is just bonkers

can you imagine going into court and hte judge says "What authority are you basing your argument on Mr Finlander"

You say "Wikipedia sir" , youd be laughed out of court

If you want info on natural justice and constitutional law, look for information from A.V.Dicey or Francis Bennion these are sources i would rely upon

just putting my 2P
thanks for that.... I didn't realise that this forum was a court or of course I would have brought my law book........I simply used it in response to the question 'what is natural justice?' in a previous post. Are we saying that it doesn't exist then? If so I think that would surprise the majority of law commentators who recommended that Dwayne Chambers should have used it as the basis of his arguement against his olympics ban and would certainly have had more chance of winning.
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Old 29th July 2008, 14:36   #65 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

No, dont be silly, im not saying natural justice doesnt exist,

but if you are au fait with the principles of the Rules of Natural Justice , you would know that Dicey is the authority which any practitioner would cite as a solid source

all i say is that wiki is an untrustworthy source where legal matters come to the fore

i much prefer to use these sources for explanations as they are accurate especially where law is the issue

of course, if you really want an authoritative source of the Constitution and Natural Justice i can forward you Halsburys Laws of England ADMINISTRATIVE LAW (VOLUME 1(1) (2001 REISSUE)) that will give you the definition of Natural Justice which is accurate and relied upon and admissible in a court
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Old 29th July 2008, 14:44   #66 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Can you do my law essay for me please if I forward you my copy of McNae's pt2537 lol...
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Old 29th July 2008, 14:47   #67 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Hi BB,

i submitted a 30,000 word essay on the Constitution a while ago and it achieved 96% so if you need any help, i am sure i can help
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Old 29th July 2008, 14:53   #68 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

I was kidding pt2537 Done half of it and plan to tackle the rest Saturday and Sunday. It's a first try at a mit. circs. essay as I was very ill just before xmas Already got 100%, 72% and 60% fir the rest of the module
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Old 29th July 2008, 14:54   #69 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

of course, journalism is not something im tooooo au fait with but im a fast learner so im sure i could pick it up quickly, plus i know a few good media lawyers in my contact lists
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Old 29th July 2008, 14:56   #70 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Ooh, that could be handy
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Old 29th July 2008, 23:31   #71 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

ok so the original idea was for us to post up the arguement and get some peole to play devils advocate and see what the holes are... well the arguements been posted any one want to start the ball rolling........

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Old 30th July 2008, 13:54   #72 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

count me in with this - I've added this in my signature to try and spread the word as I'm sure there are 1000's on this site who would join the fight

Campaign to the OFT against unfair CRA practices - add your support here

Campaign to the OFT against unfair CRA practices.


I HATE MBNA

Last edited by redsue; 30th July 2008 at 13:55. Reason: spellin!
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Old 30th July 2008, 15:43   #73 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

Quote:
Originally Posted by redsue View Post


I HATE MBNA

So do I
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Old 30th July 2008, 19:03   #74 (permalink)
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Default Re: Attn Of A Moderator Please

Quote:
Originally Posted by rippedoffagain View Post
This would seem to be a good idea, and I would certainly participate. May I also suggest that anyone who does write to the OFT also send a copy to their MP.
Done it earlier this year. MP's aren't interested. They refer you back to the FO This was from Kitty Usher, the sec for the treasury. All complaints of this type will be sent to her.

From her web site:
Kitty serves as Economic Secretary to the Treasury, in Gordon Brown's new Government, meaning that she is responsible for matters involving banking and finance, and is also involved in taxation as it impacts on these areas. In addition, she advises on economic policy and works with other treasury ministers on the Comprehensive Spending Review and finance bills.
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Old 30th July 2008, 19:07   #75 (permalink)
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Default Re: Campaign to the OFT against unfair CRA practices.

But would it not be better to start a campaign against the financial institutions? The CRA's are only taking their word until proven wrong.
I would have thought it was better to hit the shysters that default us in the first place, abusing their power.
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