Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements
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| | | | | | | Campaign Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
18th September 2007, 17:50
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#42 (permalink)
| | Platinum Account Customer |  Re: Petition to ask Gordon Brown to support the Bank Charges Reclaiming Charter!
Read the Government's response
The setting of bank charges and their application is a commercial decision for each individual bank and the Government cannot comment on the commercial decisions of banks. This is an issue the Government takes seriously, and on which action is already being taken. Getting a fair deal for consumers is a fundamental part of the reforms that the Government is making to the consumer credit regime, through reform of consumer credit legislation and support for financial inclusion and advice.
For some time some customers of banks and building societies have been complaining about the charges they have paid for going into unauthorised overdrafts. Some institutions have settled with their customers, without admitting liability, and a large number of further complaints are in the pipeline. However, the law in this area is not clear and the current situation provides neither certainty nor consistency for consumers or current account providers. In these circumstances the Office of Fair Trading (new window) and some firms have decided to initiate a test case in the High Court to resolve legal uncertainties on the level, fairness and lawfulness of these charges. When the legal position on these charges has been clarified, firms will be required to deal with complaints within the normal timetable in a fair and consistent way.
Although it would not be appropriate for Government to influence the outcome of an investigation by the OFT, which is an independent body, the Government would like to express the Government's strong support for the principles of fairness and transparency which the OFT is applying.
If you would like more information, you can find answers to frequently asked questions on unauthorised overdraft charges on the Financial Services Authorities' website at http://www.moneymadeclear.fsa.go v.uk (new window) | 
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7th October 2007, 17:39
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#49 (permalink)
| | Platinum Account Customer
I am in: Devon
Posts: 3,145
| Re: Petition to ask Gordon Brown to support the Bank Charges Reclaiming Charter!
This a silly petition in the fact that Gordon Brown was probably on the original committee that decided to do it in the first place.
Done my duty. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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