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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 8th May 2007, 17:00   #1 (permalink)
secrets
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 12
secrets Novitiate
Default Do I have a claim - different situation

I tried to claim back charges from Cahoot late last year on a credit card that was over its limit and was being hit with charges each month, I didn't pursue the claim after I got 2 "rejection" letters as I was pretty ill. My credit card account is now closed, as after negotiations Chaoot agreed to accept a partial settlement of the balance, which my parents paid. They only took about £750 off the total amount outstanding and told me that my credit file would state that only a partial seetlement was made. Can I now claim back the charges from Cahoot, or does the fact that they agreed to a partial settlement stop that. Also, id like them to remove the partial settlement from my credit file, by taking the £750 or so that they discounted from my claim.

Any thoughts?
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