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Old 19th March 2007, 16:12   #101 (permalink)
Abby
Classic Account Customer
Default Re: Nici vs Cahoot & EX

I have PM'd you.
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Old 20th March 2007, 14:47   #102 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Thanks Abbey - I don't suppose anyone has any e-mail address??

They are now ignoring my calls
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Old 20th March 2007, 15:00   #103 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Or does anyone have a good letter I could fax to them....???

Saying pay up or the baliffs get called...

And does anyone know of a good independant baliffs that I could set upon them?
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Old 20th March 2007, 15:55   #104 (permalink)
jellybabe
Platinum Account Customer
 
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I am in: Newhall,Swadlincote
Posts: 761
jellybabe Novitiate
Default Re: Nici vs Cahoot & EX

hi there, sorry can't help much. i only got this email adress for inga kirkham. But be prepared, she likes to ignore emails lately(at least mine, it seems).
inga.kirkman@abbey.com

Hope that is any help. I'd deff send them requesting read receipt. At least you know then if she opened them or not.
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Old 20th March 2007, 16:03   #105 (permalink)
Abby
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Can you send in the court baliffs? Or prehaps phone the court and speak to them? My local court have been great by telling me what options I have in recovering my money.
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Old 20th March 2007, 16:21   #106 (permalink)
jellybabe
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I am in: Newhall,Swadlincote
Posts: 761
jellybabe Novitiate
Default Re: Nici vs Cahoot & EX

yeah, surely the court should be able to help you.
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Old 20th March 2007, 16:37   #107 (permalink)
Abby
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Just off the top of my head, hows this for a fax? Anyone want to add to this?

Dear Sir

I am writing to you with reference to my recent claim against Cahoot in the small claims court. The case number is XXXXX and my account number(s) are XXXXX.

As I am sure you are aware I won the case and I am currently waiting for you to pay me the amount you owe, £XXXX.XX. I have been very patient and given you every opportunity to settle this. I require you to contact me today else I will be contacting the court to recover my money with their services.

My contact details are ……..

Yours faithfully
__________________
First Direct - £2791.84 received in full and final settlement.
Cahoot - Agreed to settle for full amount of £2024
Abbey National - AQ questionnaire returned and 50% offered
Lloyds Bank - AQ questionnaire returned
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Old 20th March 2007, 16:38   #108 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

The court ahve told me I can re-issue warrant.. and send baliffs in - but I ahve already done this once, and was hoping to get it settled before sending baliffs in again (as they didn't do much last time)
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Old 20th March 2007, 16:40   #109 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Thanks Abby - I shall do that tonight... - if they don't get in touch I suppose I'd best get in touch with the court again...
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Old 20th March 2007, 16:43   #110 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

I have also incurred approx £800 worth of charges since filing the claim last year - that I wouldn't ahve got had I got the money when I won the case. Has anyone got any idea of how to ask them to pay up these fees as well.. or should I start a new claim?

Thanks

Nici
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Old 20th March 2007, 16:45   #111 (permalink)
Abby
Classic Account Customer
Default Re: Nici vs Cahoot & EX

I started a new claim for the charges I had incurred since I began the first one. Mainly it was because I was paying a whole load of court fees!
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Old 20th March 2007, 16:48   #112 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Thanks Abby - you are a star...
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Old 20th March 2007, 19:41   #113 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Right... see below.. I will send both a fax and an e-mail. Feel free to add/amend... etc..


Dear Sir/Madam

I am writing to you with reference to my recent claim against Cahoot in the small claims court. The case number is xxxxxx..

As I am sure you are aware I won the case and I am currently waiting for you to pay me the amount you owe, which now stands at £xxxxxx – I have attached a copy of the spreadsheet.


I have been very patient and given you every opportunity to settle this. I require you to contact me within the next 24 hours else I will be contacting the court to recover my money with their services which will add more cost to your existing debt.

My contact details are:


Work: xxxxxxxxxxxxxxxx(9am-4.30pm)
Home: xxxxxxxxxxxxxxxxx (8am – 8.30am & 5pm onwards)


Yours faithfully





Nicola Chapman
__________________
Cahoot
JBD issued - 27/07/06, warrant issued 08/08/06
First Direct
Settled in Full
Capital One
Prelim Sent
Citi Financial
Offer of difference betwen £30 and £12
GE Capital - Evans Card, Data Protection Act
Argos Card, Data Protection Act
Barclay Card, 8th May-Data Protection Act, 14th July- 2nd DPA (asking complete history!!)
Egg Card & Egg Loan,Data Protection Act
NatWest Card
LBA
Vodfone
3rd letter re: default
Studio & Ace
Prelim for Studio e-mailed

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

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Old 21st March 2007, 14:17   #114 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Sent e-mail and fax this morning - got read reciept of e-mail at 11.45 am - no word as yet.... fingers crossed
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Old 22nd March 2007, 12:14   #115 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Thanks everyone... I asctually had a phonecall yesterday at 2.30pm.

She remembered my case, and said that a cheque should have been sent out a couple of months ago - she is going to see what ahs happened and cancel cheque so she can send a new one. I am to phone her at 2.30pm today to see whre things are up to... so fingers crossed - I might be getting a cheque very soon
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Old 22nd March 2007, 12:58   #116 (permalink)
jellybabe
Platinum Account Customer
 
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I am in: Newhall,Swadlincote
Posts: 761
jellybabe Novitiate
Default Re: Nici vs Cahoot & EX

Fingers crossed!I had a letter today stating that a cheque for the full amount claimed is on it's way.Wohoooo to both of us.
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Old 22nd March 2007, 13:04   #117 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

woohoo - well done jellybabe.. will be keeping fingers crossed we'll both be smiling soon
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Old 22nd March 2007, 15:11   #118 (permalink)
Abby
Classic Account Customer
Default Re: Nici vs Cahoot & EX

Well done Nicci, wonder what took them so long?
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Old 22nd March 2007, 15:21   #119 (permalink)
Chimera
Classic Account Customer
Default Re: Nici vs Cahoot & EX

They reckon it was sent out.. but spoke to her before. She's cancelled previous cheque (apparently) and processed new payment yesterday - cheque should be with me monday/tuesday

Then I need to ask about getting my charges back since putting in claim - she suggests I write a letter saying basically -

as you are aware - I won the case.. now can I ahve the rest of the charges back.

I'm a bit worried about tackling them twice though - I am going to pay off both overdrafts, but I still ahve a credit card and flexible loan with them. Can they close my loan account or credit card account?
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Old 22nd March 2007, 15:26   #120 (permalink)
jellybabe
Platinum Account Customer
 
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