Nici vs Cahoot & EX - Page 3

Chimera · 28th July 2006, 12:14

This was the last e-mail I recieved.. so I used that address...

Dear Ms Chapman

Thanks for your email.

As already advised, these charges are valid in line with the terms and conditions of the account. If, as stated in your letter, you wish to take this matter further then please send all documentation marked for my attention to:

Service Relationship Team
cahoot
Friars House
Po Box 1981
Coventry
CV1 2ZA

If you require any further assistance then please do not hesitate to contact me.

Yours sincerely
Craig Cathcart
Service Relationship Manager, cahoot

It really shouldn't matter.. I mean.. they are a big company - it shouldn't take them 14 days to read mail and pass it to the appropriate person. Will be interesting though, as we used differnt addresses. If they give the same excuse to both of us, then we have them, good and proper... and the courts won't look kindly on that...

Chimera · 30th July 2006, 18:13

Just realised: I ddin't use that addrss. I put it in the MCOL form and did look up, which came up with this address - just used this one, as I thought it best to use the one the court has on record. Just so they didn't say it got lost or used wrong address. NOw I'm worried I should ahve sent it to the other address - regardless of what MCOL said. THere were 3, 2 x Abbey National PLC - one PO box Friasrs HOuse, and one at the below addess - and one for Cahoot at the below address. I can only assume, that the below address is the one the PO box address stuff gets sent to. Do you think they will make an issue of it?

Address Details:

Cahoot, Friars House, Manor House Drive, Coventry, West Midlands

Postcode:
CV1 2TE

Abby · 30th July 2006, 18:58

If they do the only thing that will happen is it will take you longer to get your money. Don't worry though it will all get sorted out in the end or they may just give you your money.

Chimera · 31st July 2006, 18:18

Quote:

You can contact us via the contact.us@cahoot.com ; on our secure website or call 0870 6000 655 or write to us at:

Cahoot,
Friars House,
Manor House Drive,
Coventry,
CV1 2TE.

Just copied this off their website - so it definately is there address.. could they argue that it is not the PO Box address? They are a big company - I'm sure it shouldn't matter - it is the same address - just written differently... hmmm... I don't know what to do... how long do I give them befor issuing a warrant???

Abby · 1st August 2006, 20:38

Whats happened? Did you send the baliffs in?

Chimera · 1st August 2006, 23:02

Sent them this yesterday.. gave em 7 days

Quote:

Dear Sir/Madam
Reference: Chimera v Cahoot. Claim No: xxxxxx
Please note that the court has awarded judgement against you on 27/07/06 in the sum of 2784.50. You are now required to make payment of this amount by cheque / credit transferwithin seven days.

If you fail to comply, then I will have no alternative than to obtain a warrant of execution, which will be instituted without further reference to you.
Please note that any additional costs, including bailiff's fees will be added to the total sum to be paid.

Yours faithfully,

no reply as yet

misspickles · 2nd August 2006, 00:33

OOOhh this thread is such a delicious tale, it has really wet my appetite for my tussle with cahoot!

Your money is so close now . . . .. .. I hope you get it ASAP x x

Chimera · 2nd August 2006, 18:37

Still nothing yet.. no e-mail.. no letter.. no cash in bank.. Keep on checking my bank balance when I get home from work, just to be sure they haven't debited my account.. but no.. still nothing... THey have until Monday... nervous now... lol

jellybabe · 2nd August 2006, 19:24

fingers crossed!

Abby · 2nd August 2006, 23:19

Don't be nervous, you have given them plenty of chances and been very fair.

Chimera · 4th August 2006, 17:59

NOTHING AT ALL YET.. and it is last working day before Deadline.. maybe I will get cheque or deposit on sat/mon???

Can't believe they haven't responded...

Abby · 4th August 2006, 18:01

Prehaps they want you to send the baliffs in!

Chimera · 4th August 2006, 18:04

perhaps they do... worried about that.. if I have done something wrong and I send the baliffs in.. and they refuse to pay on a technicality.. probably me getting paranoid.. but I just want my money... got a lovely letter off them today saying that I was overlimit and if I didn't pay it immediately I may incur more charges.... well.. I have about £150 worth to claim back once I have got this lot of money off them... so add it on cahoot.. keep em coming...

misspickles · 4th August 2006, 19:07

Personally I think that they are one of 2 things - So incompetent that they dont realise whats going on or so arrogent that they dont think you will take action!
Im sure if there was a technicality then they would have gone to court with it, from the moment the baliffs get involved they have to pay more fees and charges to the court dont they?

Do you know how you would get your money once the baliffs have gone in? Do they sieze property from cahoot or ask them for payment?

Chimera · 4th August 2006, 19:12

THey will ask them for payment me thinks.. they only take property when they don't get the cash.. and then they auction it...

Chimera · 4th August 2006, 19:13

Just a little owrried if they can reverse the judgement by default or something... I know nothing of the legalities... but don't want to pay out another £120 to send baliffs in if I am not sure I will get it back...

Abby · 4th August 2006, 19:31

Hi,

They would have gone for a setaside judgement if they wanted to defend the action. If the baliffs are unable to get the money for any reason the cost is still passed on to the defendant.

If the worse came to the worse and you send the baliffs in on Monday and Cahoot won't pay and say it is a technicality and get the judgement overturned and all the rest. You will get a settlement from them in the end and you could not accept that settlement until they pay the baliff fees as well.

I hope this makes sense.

Chimera · 4th August 2006, 20:22

what address should I send the baliffs to?
this is the one I have used for my MCOL:

Cahoot,
Friars House,
Manor House Drive,
Coventry,
CV1 2TE

which is there write to us address in the terms and conditions...

Abby · 4th August 2006, 20:28

When I get the chance I will send the baliffs to the registered address and hope they take the chairman's Monet from his office wall!

Abbey National plc
21 Prescott Street
London
E1 8AD

Chimera · 4th August 2006, 20:42

So.. do you think I should send it to Abbey address??? I'm stuck.. amy mods reading this.. help please!!

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