Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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There are no charges for using any of the facilities of this website.
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To start viewing messages, select the forum that you want to visit from the selection below.
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
22nd January 2007, 13:16
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#1 (permalink)
| | Basic Account Customer | Me VS Cahoot Hi all, am somewhat down the road to reclaiming my bank charges (£1100) from a cahoot current account. As I got the ideas and advice from here I thought I'd let you lot know what I've been up to. I used the letter templates from the which? website.
Here goes: 17th October 2006 - Ask for a list of my charges 7th November 2006 - Asked them again 13th November 2006 - They sent me a list of all activity for the past 6 years rather than charge me and do a Data Protection Act search...rather nice of them. One highlighter pen later and I'm ready to ask for it back: 15th November 2006 - I ask for it back 28th November 2006 - They say no (by email) Later that day - I send letter prior to issue.
30th November 2006 - They send email saying they're not budging. 11th December 2006 - I issue the claim with MCOL. 22nd December 2006 - They Acknowledge the claim (damn them !) 12th January 2007 - They Submit their Defence and offer me half. 20th January 2007 - I send the allocation questionnaire to the court.
Presently I'm writing my response to cahoot, will probably say I'll consider accepting providing they clear the overdraft and close the account (~£630) as that would add up to roughly what I'm asking for anyway. Doubtless they'll say no, but can't hurt.
Anyhoo, thats what I've been up to; sorry I've not contributed before now, especially since I've been looking here for guidance throughout. Thanks you lot, will keep you posted.
VS
Last edited by VentedSpleen; 22nd January 2007 at 16:47.
Reason: to stop anyone else calling me 'me'
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22nd January 2007, 13:22
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#2 (permalink)
| | Site Team | Re: Me VS Cahoot Hi Me.
It looks as though you've got it all under control.
Don't let them distract you from your purpose....Stick to your guns.
You're on the home straight now.
Regards, Rooster.
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18th February 2007, 17:05
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#5 (permalink)
| | Basic Account Customer | Re: Me VS Cahoot Just got my allocated court date - 8th May.
Should expect the money round about the 6th then. 
Last edited by VentedSpleen; 18th February 2007 at 17:06.
Reason: smileys all buggered up
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reg. office:- 923 Finchley Road,
London,
NW11 7PE
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