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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 22nd February 2006, 12:12   #1 (permalink)
Leonie
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 8
Leonie Novitiate
Default Cahoot Charges
Hi,

I don't think anyone has challenged Cahoot yet, but if anyone has please let me know how it went!

I have been charged £80 in the last 12 months for unathorised OD charges (where the money has been paid in the same day I was overdrawn and the OD amount was less than £5) and £25 for a returned item charge. I have requested statements going back to when I opened the account (less than 6yrs) and am waiting to hear back. I plan on making a claim as soon as I can check the total amount. If they refuse my statement request I will complain about this as well.

Will let you know what happens!
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Old 22nd February 2006, 12:12   #2 (permalink)
Leonie
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 8
Leonie Novitiate
Default Cahoot Charges
Hi,

I don't think anyone has challenged Cahoot yet, but if anyone has please let me know how it went!

I have been charged £80 in the last 12 months for unathorised OD charges (where the money has been paid in the same day I was overdrawn and the OD amount was less than £5) and £25 for a returned item charge. I have requested statements going back to when I opened the account (less than 6yrs) and am waiting to hear back. I plan on making a claim as soon as I can check the total amount. If they refuse my statement request I will complain about this as well.

Will let you know what happens!
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Old 7th March 2006, 14:26   #3 (permalink)
Leonie
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 8
Leonie Novitiate
Default
I've recieved an email from Cahoot advising me that they will refund the last charge placed on my account £30 for being over for less than one day by less than £10 and being warned by email!), however I am not to assume this in any way means the charge was unfair or that I can get away with this again!!!

I'm submitting a request for all my old statements, and then will be taking it further...
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