consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!
Small Claims Kit Small Claims Court Guide
**New Edition**		 CallBurner - Skype
CallRecorder Review		 Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

 If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download

Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



 Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Defaulted for bank charges?
Put your Credit Reference Agency on Notice
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out

Telephone harassment?
See the special CAG telephone call recorder offer
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
 > Abbey Bank > Cahoot
Reload this Page Cancelling Accounts or/and Overdrafts


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 21st September 2006, 14:23   #1 (permalink)
DANSTA
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 5
DANSTA Novitiate
Default Cancelling Accounts or/and Overdrafts
Hope someone can help.

Just wanted to know if anyone has any knowlege of Cahoot cancelling overdrafts or accounts when claiming unfair charges back. I have quite a large overdraft with them which there is no way I can afford to pay if they decide to cancel it. Unfortuatley I will not be able to get this overdraft with another bank so I'm kind of stuck really.

Advice would be apreciated..
DANSTA is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st September 2006, 16:58   #2 (permalink)
Piggy bank
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 86
Piggy bank Novitiate
Default Re: Cancelling Accounts or/and Overdrafts
It is contrary to the banking code to take such punitative measures during what is in effect a dispute. There should be more information about this on the site as well.
However, I think there have been people where after the conclusion of court case Cahoot have asked to close the account (here's one: Cahoot Get Tough!)

Either way, Cahoot's terms and conditions state that they should give you 30 days notice before ending an agreement and closing the account: legal T&Ts

There are plenty of recommendations for free parachute accounts, which you might still be able to open.
Last edited by Piggy bank; 21st September 2006 at 17:08.
Piggy bank is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 21st September 2006, 17:34   #3 (permalink)
DANSTA
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 5
DANSTA Novitiate
Default Re: Cancelling Accounts or/and Overdrafts
Thanks for the responce and the links but I'm trying to find out if 'they' can cancel my overdraft and demand repayment which there is no way I can do.
DANSTA is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply

« Successful Claims | Has anyone obtained a refund from Cahoot »


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
cancelling gym membership bwfcboy General Consumer Issues 9 30th December 2007 14:26
Cancelling accounts by email? *WINNER* steve31 Telecoms - mobile or fixed 20 7th March 2007 00:47
cancelling PPI new policy sarahjaneD Payment Protection Insurance (PPI) 15 10th February 2007 19:14
Cancelling Car Insurance After 1 day gargoil Insurance/Assurance Companies 5 20th October 2006 21:34
Cancelling PPI bluwkd Insurance/Assurance Companies 7 29th April 2006 00:45

Contact Us - The Consumer Forums - Archive - Top



Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132