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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Abbey Bank > Cahoot


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 6th September 2006, 19:53   #21 (permalink)
andykb3
Basic Account Customer
Default Re: Taking On Cahoot

Here and quick run-down of my experience with Cahoot:

1) Send initial claim - it's rejected (eventually)
2) Send LBA - also rejected (eventually)
3) File MCOL form
4) Recieve letter from DLA Piper Solicitors rejecting claim but asking for more info. This was recieved just at the court deadline for them to respond
5) I have just recieved an offer (again from DLA Piper) of 50% of my claim. Have just drafted a letter rejecting this offer.

I'll let you know how it goes.

Misspickles - don't forget to add interest to your MCOL claim. Once you reach this stage you can add 8% APR to your claim. Don't forget to add this individually to each charge either. There is at least one Excel sheet on this site which will help you calculate your interest.
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Old 6th September 2006, 23:12   #22 (permalink)
misspickles
Classic Account Customer
 
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I am in: MANCHESTER
Posts: 206
misspickles Novitiate
Default Re: Taking On Cahoot

Dont worry im not lettig them off a penny . . . total to file at MCOL now stands at £3387.94 + court costs . . cant wait to hit submit button . . . .
Miss Px
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Old 26th September 2006, 19:32   #23 (permalink)
misspickles
Classic Account Customer
 
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I am in: MANCHESTER
Posts: 206
misspickles Novitiate
Default Re: Taking On Cahoot

Ok had cash flow problems this month so am submitting on friday - payday yippee! have incurred another £100 worth of charges though in the mean time so total amount now stands at £3600. Cant Wait!
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Old 26th September 2006, 19:43   #24 (permalink)
andykb3
Basic Account Customer
Default Re: Taking On Cahoot

Quote:
Originally Posted by Chimera
Keep positive... not one bank has won yet... how can they win???
MY fear is that they will shut down my account before the dosh is paid up - as I can see this being delayed for a while..
Doesn't matter - they can always pay you by cheque. I claimed against an account I closed earlier in the year without a problem.

Cahoot can draw it out - I have gone through the whole process:

Prelim
LBA
MCOL
MCOL 28 day extension
50% offer (refused)
Now waiting to hear a court date.

I will of course be seeing it through.
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