Consumer Action Group envelope labels
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Let your bank know that you won't give in.
Display one of our labels on your envelopes.
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Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Welcome Guest
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
24th July 2006, 19:02
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#3 (permalink)
| | Classic Account Customer |  Re: Fizdup Vs Cahoot
yep.. i got my staements sent to me no problems... I also sent all the letters via e-mail (saves on stamps)... Funnily I sent three seperate e-mails for each account at first. and recieved 3 very different replies... lol.. so when I got fob off letter I sent them all three letters in one e-mail plus breakdown of charges. Just to give them a hand.. sent LBA via e-mail too... service.relationship.team @cahoot.com
That's the e-mail for the people to send all correspondence to.. I also sent them a secure message from the website telling them I had indeed sent them e-mails... just so they couldn't fob me off, by telling me it wasn't secure, and I'd have to write!!
Good LUck!
__________________ Cahoot JBD issued - 27/07/06, warrant issued 08/08/06 First Direct Settled in Full Capital One Prelim Sent Citi Financial Offer of difference betwen £30 and £12 GE Capital - Evans Card, Data Protection Act
Argos Card, Data Protection Act
Barclay Card, 8th May-Data Protection Act, 14th July- 2nd DPA (asking complete history!!)
Egg Card & Egg Loan,Data Protection Act
NatWest Card
LBA
Vodfone
3rd letter re: default
Studio & Ace
Prelim for Studio e-mailed
Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
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27th July 2006, 14:54
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#7 (permalink)
| | Basic Account Customer | Re: Fizdup Vs Cahoot
you know, I would have thought that a bank that did most of their work through the lovely internet would have been able to use a wordprocessor.
How many £30 charges equals a copy of WORD?
Barstewards, the lot of them  | |
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27th July 2006, 17:32
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#10 (permalink)
| | Basic Account Customer | Re: Fizdup Vs Cahoot
I have recieved my list of charges for my current account and credit card.
The total amount is:
Current account - 14 times £30 (unauthorised o/d charge) = £420
Credit card 8 times £25 (charge for late payment) = £200
Now I need to decide if I make a claim for both of these at the same time, or separately. If they were both bank account charges (or if they were both credit card charges) I would be happy to request a refund for both using either this (for bank accounts) or this (for credit cards).
Can I request refunds using the first of those two letters and putting the creditcard number in in place of an account number?
__________________
Story so far...
BOS - Student account - preliminary request letter sent
Cahoot - Current account - list of charges totalling £420 recieved
Cahoot - Credit card - list of charges totalling £200
Mint - Request for list of charges made by telephone and letter.
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The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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