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Reload this Page Help with reclaim bank charges


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 29th October 2008, 21:16   #1 (permalink)
Having_A_Knightmare
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Default Help with reclaim bank charges
HI

Ive been on this forum for over a year now battling with Debt Collectors but I have never reclaim any charges and could do with some help.

I have not got a clue were to start.!!

Basically got a Cahoots Current Account and ther over £500 of charges. I have the statments so no need for a SARS.

Anybody know what to do next??

HAK
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Old 30th October 2008, 00:24   #2 (permalink)
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Default Re: Help with reclaim bank charges
Hi HAK and welcome to CAG - Bo *giggles*

I wondered what you were doing on the Welcome Forum

Done a little bit of homework here - Cahoot is an internet bank from what I can see from "Googling" and are a division of Abbey National Plc (owned by the Santander Group).

If you haven't got time to do your homework, then start a new thread in the appropriate forum lol. There's a Cahoot one on CAG :-

http://www.consumeractiongroup.co.uk/forum/cahoot/

Bit like the blind leading the blind here - it's been a long time since I did my homework on the Bank Charges front as there's no point trying to reclaim charges when they don't have a CCA
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Old 30th October 2008, 00:53   #3 (permalink)
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Default Re: Help with reclaim bank charges
Ummm FAQ's Please Read These First

(sniggers)
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Old 30th October 2008, 01:46   #4 (permalink)
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Default Re: Help with reclaim bank charges
Actually I have similar problem so well said HAK. I have to make a claim against the Halifax and I have to go back to basics not only to make the claim but to find out what is happening at the moment as I have been so involved with other issues on here.....
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Old 30th October 2008, 02:30   #5 (permalink)
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Default Re: Help with reclaim bank charges
Its a big site guys so needs some lookin......
Well done BO for researching.
HAK-if youve been here for a year u must know somethin !!


Goldlady-you are a Veteran....was here in Cags infancy with just a couple of thousand members back in 2006-things have changed a little-the main one bein that now they are fighting-but so are we as we always did.
If you are lost bout whats happenin now-you need to read the threads watch the news and search for it.
I am suprised you are askin whats going on now-time to catch up !!!!!
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Christmas has gone but......the mission goes on.
Wishing all a great year in 2009-and hope everyone gets ALL their charges back..and justice for any other issues that come your way.




Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
Last edited by MARTIN3030; 30th October 2008 at 02:36.
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Old 30th October 2008, 08:59   #6 (permalink)
Having_A_Knightmare
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Default Re: Help with reclaim bank charges
Thanks for the info.

Can a Site Helper move it to here http://www.consumeractiongroup.c o.uk/forum/cahoot/

HAK
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Old 30th October 2008, 20:54   #7 (permalink)
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Thread moved.
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