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Go Back   The Consumer Forums > The Consumer Forums
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 23rd September 2007, 20:56   #1 (permalink)
Having_A_Knightmare
Platinum Account Customer
 
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Default Help with Cahoot

Hi

I just need a little advice on Overdraft Penalty charges.

Can you reclaim penaltys charges on Overdrafts.

Cheers

HAK
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Old 23rd September 2007, 22:55   #2 (permalink)
Rooster-UK
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Default Re: Help with Cahoot

Yes you can.
Please read the FAQs and the step by step guides.
If you have a claim against Cahoot, start your own thread in the Cahoot forum.
The Cahoot forum is here......

http://www.consumeractiongroup.co.uk/forum/cahoot/
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Old 24th September 2007, 13:56   #3 (permalink)
Having_A_Knightmare
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Default Re: Help with Cahoot

Thanks Rooster
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Old 24th September 2007, 14:00   #4 (permalink)
Deller
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Default Re: Help with Cahoot

You are able to reclaim penalty charges regardless of whether or not they were applied to your account with an overdraft or not.

Are you refering to interest on overdrafts??

If so then this spreadsheet will help you calculate what proportion is deemed acceptable to reclaim.

http://www.consumeractiongroup.co.uk...arges-calc.xls
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Old 29th September 2007, 18:15   #5 (permalink)
Having_A_Knightmare
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Default Re: Help with Cahoot

Hi Deller

They are putting charges on my account so my account is over the overdraft limit then putting more charges on for been over my overdraft , if that makes sence.

HAK
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