What if Data Protection Act letter doesn't work

[Swashbuckler]

Hi all,

Firstly let me tell you how greatfull I am for this forum for the help and support it provides.

Ok the story is I sent Cahoot the initial letter requesting repayment of the bank charges on the 29th April 2006.

A couple of days later I got the standard letter saying they will not cough up the money and that I am entitled to move if unsatified.

Anyhow, I sent the Data Protection Act letter next on the 15th May 2006 and low and behold they have sent me my statement for the last four years.

Trouble is what should I do next? Write another letter requesting my money?

Any help would be much appreciated

T

[gordonhall]

Assuming ou only wanted to go back four years, then yes, write them another letter (and use the one from the templates section as it is a tried and tested method) and send it to them. Send it recorded delivery and wait 14 days. Then send the second letter from the templates section.

You need to do this because it will show a judge that you have given them ample time to deal with your claim.

After that (28 days in total from 1st letter), if you don't have any luck, then apply to moneyonline for a court order 9or whatever its called).


You will get your money. Just read around these forums - you know it to be true.

[Swashbuckler]

Hi all,

I hope someone can help me. I have completed the following steps:
1) written to Cahoot three times about unfair chances.
2) requested my bank statements
3) completed the spreadsheet of charges incurred
4) submitted my claim for £1,170 + £330.11 in unfair charges + interest over the past five years.

Now this morning I have received a letter from Cahoot's legal representatives which states they are preparing a defence and that I have provided no details as to how the total sum has been calculated and that they have requested that I provide them details of my calculation.

Is this a scare tactic? Am I obliged to provide this evidence at this stage to Cahoot's legal team or wait until the case goes to court?

Hope somebody can advise.

Swash

[caro]

Have you actually put in your court claim, as it seems odd for the legal people to work on a defence if not. It is not an unreasonable request, and in fact the schedule of charges is being sent with preliminary letters now, so I would send it if I were you. Their defence is unlikely to end up in court anyway, so I shouldn't let it rattle you.

[keren29]

Hi - I'm at the same stage as you I think with my first claim with the Abbey - do cahoot use DLA Piper as their solicitors? They said to me they didn't know how i'd arrived at the sum of 610 plus the interest and I've replied this

"I am writing in response to your letter dated 12 July 2006, your reference xxxx and Northampton County Court Claim No 6QZ44173 in respect of the Abbey and xxxx.

I am surprised that your client, the Abbey, has not supplied you with a calculation of how the sum of £610 was calculated as they are in possession of the information. However, as a gesture of goodwill, please find attached a full breakdown of the charges. 8% interest has been charged from the day it was charged as detailed in the document.

I will also send a copy of this correspondence and a further copy of the charges to you in the post."

[Swashbuckler]

Originally Posted by caro

Have you actually put in your court claim, as it seems odd for the legal people to work on a defence if not. It is not an unreasonable request, and in fact the schedule of charges is being sent with preliminary letters now, so I would send it if I were you. Their defence is unlikely to end up in court anyway, so I shouldn't let it rattle you.

Yes I have stated the particulars of my claim via the moneyclaim website. From searching the posts on this forum I will have to send a copy of my spreadsheet to both DLA and the Court.

I Will keep everyone posted.

Swash

[Swashbuckler]

Hi All,

Have just received my Notice of Transfer of Proceedings and the allocation questionaire from the court regarding my case.

I have until the 20th August 2006 to complete the questionaire.

Would appreciate any advice on the following issues I have.

1) Is it quite common to pay an additional court fee (having already paid c.120GBP on MoneyClaim)?

2) Secondly should I wait for DLA solicitors to offer me a settlement? To date none has been forthcoming.

3) On the allocation questionnaire The first section asks do I wish to postpone any further action so that you and the other party can settle the claim? Should I do this? What are the pros and cons?

Thanks to all in the past for helping me and I hope someone can shed light on these outstanding issues that I have.

All the best

Swash

[caro]

Yes there is a fee to submit your AQ, and you will find guidance on completing it in the Bank Templates Library.