Unwilling to refund - Page 6

slick132 · 6th January 2008, 00:02

Happy new year to you too.

Send it off and let us know how you get on.

slick132 · 11th February 2008, 00:24

Hi Pov,

Saw this and thought of your case - FOS Resumes Business Claims

Have you had a reply back from court yet re getting your case unStayed?

pov · 11th February 2008, 14:33

Have just rang court as have not had reply to letter/press release i sent early jan to be told that the judge has said 'no action need to be taken' as all bank charge cases are waiting for the outcome of 'big London case' ????

slick132 · 11th February 2008, 14:50

Hi Pov,

So they've not had the decency to respond to you by letter.

Hattie has had the same (lack of) response, so I'll get the Team to have a think and will come back with your next move.

TideTurner · 11th February 2008, 20:10

Quote:

Originally Posted by pov

Have just rang court as have not had reply to letter/press release i sent early jan to be told that the judge has said 'no action need to be taken' as all bank charge cases are waiting for the outcome of 'big London case' ????

Pov, have a look at the OFT test case here. This relates to overdrafts only, not loans / credit cards etc.

http://www.consumeractiongroup.c o.uk/forum/oft-test-case-updates/107548-office-fair-trading-test-new-post.html

This is why the Courts are putting a 'Stay' on claims (at the request of the Defendant. The case was brought by the OFT to place clarity on the law with respect to charges.

Let me know if any problems.

Tide

pov · 11th February 2008, 20:28

Thanks TideTurner

slick132 · 10th March 2008, 15:32

Hi Pov,

Hattie sent a letter, to Barclays this time, but we've heard no more from her since.

You should have a look at Martin's thread here - http://www.consumeractiongroup.co.uk...ml#post1418471

If Barclays are willing to agree to the Stay removal in other cases, you need to be ready to move on as well - Court Bundle, etc.

pov · 24th April 2008, 18:22

guess i'd better not order my wooden windows yet then eh ???

GuidoT · 24th April 2008, 18:31

I think you know business claims are in some difficulty.

Do you know if you are allocated to the small claims or fast track. I see that you made reference to N150 earlier which may lead to you being on the fast track.

How much was your claim for?

pov · 24th April 2008, 18:56

thanks for replying GuidoT but i was just jokin really trying to make light of the situation ...

i think it was form n149 i filled in . i have 2 claims in this thread one is personal thru money claim on line and a business account trying to claim just over 2 grand at my local court .

GuidoT · 24th April 2008, 19:08

Okay, I was concerned about your exposure to the other sides legal costs.

You should keep the two claims in separate threads otherwise it gets very confusing when reading back.

slick132 · 24th April 2008, 19:17

Hi Pov,

Looks like the business claim is all but over. See the bottom of this thread - OFT v Abbey and others April 2008 - what this means for you

There's work being done on this but no-one sounds hopeful at the mo.

We'll let you know. Maybe use the thread for the personal claim from now on.

dannyg888 · 25th April 2008, 02:22

one thing really gets me with the bank charges
and thats customers who do not learn from their mistakes
]
see youre all expecting to get money back for being charged but you need to look at why you got charged in the first place. and the bottom line is you cant manage your finances but in some chases its understandable for the charge to be refunded eg standing order/direct debit went out when it shouldnt have.(out of your control)

but back on to learning, if the bank charge was set at 10 pound everyone will be going overdrawn and wont give a dam but being set at 30 pounds youre meant to be learning from a mistake. its like getting a speeding ticket or parking on double yellas when you get that fine you wont do it again will ya and anyway i cant see the banks losing but if they do youll all have to start paying for your accounts which will upset many people and more than likely cost alot more than one or two charges

(tell me if im wrong)

-danny-

pov · 25th April 2008, 11:00

hey danny just had a look at your home page that was fun

threads asking 'how do you kiss ' pmsl

most users ever on line err 59 ... well it tickled me this mornin thanks

slick132 · 25th April 2008, 14:04

Quote:

(tell me if im wrong)

-danny-

Danny, your wrong.

Pov, you've seen his homepage, so you'll know why he has to get out now and then and visit sites that have members.

Ignore the Troll.

Bigmac versus · 31st May 2008, 22:51

Moved to business claims forum.

pov · 1st June 2008, 00:08

hi bigmac i have 2 claims on the go in this thread one business one personal , i didn't know that i had to have 2 seperate threads when i started claims DOH

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