Unwilling to refund

[pov]

Ha Ha it's a Bordeaux superieur 13 % very smooth and yes it's helpin as forgot to save last PDF and now gonna have to type all out again Yahoo !!

[saintly_1]

!"£$%^*&%$ said it for you

[pov]

Quick before i log off . I never realised till end of form could enlarge text ?? I did it all just by lookin at key board and hopin for best DUR

[pov]

Can anyone tell me how long i should wait for bank to file a defence ? ?

[saintly_1]

28 days from when deemed served which is 5 days after issue

[oneofakind]

Saintly's 33 days is, strictly speaking, correct, but you often find that Barclays seem to manage an extra few days....

Generally it's best to allow them 5-7 days after the deadline...I know it sounds s**t, but that's the way the system works. If you were to apply for judgement immediately, thay could have the decision set aside, and cause a further delay.

[pov]

just checked they have filed a defence today ..... wait and see now

[alanapone]

I have sent all my letters to the bank address on my statement and didn't send them recorded delivery, will that make any difference? i'm in the middle of filling out the small claims forms on the net now, should i resend my last letter and list of charges again this time recorded delivery?

[oneofakind]

they have filed a defence today

No surprise there then. One rule for us, different rule for Barclays.

When your defence arrives, post the first 3 points here if you can, so we can check it's the usual stuff.

[pov]

thank you so much . will i be informed thru mcol or by post ?

[saintly_1]

It will come with the notice of transfer from mcol to your local court

[pov]

I have had Notice of transfer and copy of their defence . should i start preparing court bundle now .have read thru some previous threads and some points of defence are same as mine some different .tis all gobbeldygook to me . Am i the only one that feels like this ???

[saintly_1]

No your not the only one .......

Can you please post the first 2 points of B's defence

Hold off on your court bundle until you have directions from the Court

[pov]

1.the particulars of claim do not provide details of particulars of account in question and/ or the precise charges alleged to have been unlawful or the date thereof. futhermore give no recognisable cause of action ,nor is there sufficient material to enable bb to serve more than a bare denial of liabilty as a defence. the statement of case would appear to be an abuse of process and/ or will obstruct the just disposal of the proceedings and does not appear to comply with CPR r16.2.
2.the defendant requests an order that claim be struck out pursuant to cpr r3.4as it does not disclose reasonable grounds for bringing a claim and is an abuse of the courts process.

mmm in other words i'm rubbish at this

[saintly_1]

Send a copy of your SOC's to the court and B's lit team with a covering letter asking for them to be added to your file

[pov]

my payment date for money claim online was 21/06/07 then posted soc's to court manager and litigation dept on 28th recorded delivery court never received so resent 06/07/07 both received . do i send again ?

[pov]

by way twas charge spread sheet from money saving expert