Unwilling to refund

[saintly_1]

There was a postal strike then so there might be a delay ...

[slick132]

Hi Pov, just noticed what you said about dial-up on last page. I can sympathise cos I was until end of May. I would have liked. to spend more time here but was always concious of the minutes ticking by.

Now on talktalk broadband which is just as well as I've spent the last month here almost every day reading, learning and getting support and inspiration. Worth it in the end though.

Good luck with your claim, Slick

[oneofakind]

Ring and ask if they've received it. Easy.

[pov]

i filed a claim online against my personal account and it was issued on 22/06/07 is that when the 14 days of default begins so i can request judgement by default or am i getting mixed up AGAIN !! nothing seems to have changed since that date so am assuming Barclays not acknowledged . Can anyone explain if that's right ? thank you

[Trucker]

Pov

You need to allow 5 days to be deemed served. The 14 days starts after that

[animaleyes76]

Hey POV, they get 5 days to issue, then 14 days from the issue date to acknowedge and if they do (which 99% of the time they do) they get another 14 days to defend.

If no defence is made then, then you can make judgement. Be wary though because usually this is because they are so overworked and they will then apply for a stay (which will very probably be granted) against your judgement as judges prefer a decision based on the case being heard/proceeding than by default so don't get too trigger happy. In any case you will almost certainly get a defence.

[animaleyes76]

Seems that trucker got there b4 me (again)

Do you ever do any trucking lol

[Trucker]

nights...lol

[welshcakes]

That'll be the Bacon Butty and flask of tea/soup job?

[pov]

this is where i'm getting mixed up as it says issue date 22/06/07 which is date i put claim in so i wait 5 days from then then check again ??

[animaleyes76]

Yup, the issue date is the date you made the claim. Add 5 and it is then treated as served (it confirms on your notice of issue that you will get from court) then 14 days to acknowledge and 14 more to defend.

Hope that makes sense

[saintly_1]

Date issued xx/xx/xxxx
5 days to be deemed served
14 days from being served to either Defend or Acknowledge once Acknowledgedits then..
28 days from when deemed served for them to enter the Defence
33 days in total from issue to defence allowed

[pov]

thanks all for your time and patience. Am off to collect N1 tommorow for business account ....

[saintly_1]

N1 Claims form in .PDF format with form filling

[pov]

Have just filled in pdf N1 form and realised that i have been using the address at time of account yet have recently moved HELP ??? Do i carry on and submit form with old account address with letter explaining ( also haven't informed Barclays yet . What an idiot ....) or fill out at new address ? feel such a fool am doing this alone so need advice if poss please

[saintly_1]

Use your new address .... then make sure you inform the bank of your new address ...
Well thats what i would do anyway

[dar£n]

First of all, you are NOT a fool.
This to you and everyone else claiming is new teratory so you are not expected to know what to do.
And
You are not alone, you have us to guide you through and then to congratulate you at the end....

Use the new address but update the bank and court of your new details if you havent already.