Claiming on a Business account? Lets join forces?

[andrew1]

Originally Posted by scott150663

congrats massey


i also won today


£35,987.94


scott

WOT? £36K :o Blinkin eck Scott that's brilliant - can't help on the cheque name because I'd have to read over your details and it's a bit late - but absolutely WELL DONE

[smudgerer]

scott

well done


This is the first post of yours i have read and it gives me great beleif these charges can sink businesses

smudge

[elsinore]

LTSB give away money voluntarily!

Els

[passivenomore]

Hi... I'm in the process of claiming charges form LloydsTSB on my business account. I have read threads saying that it would be possible to claim beyond the six years. Having got to the Letter Before Action stage and having a negative response, would I have to re-start my claim from scratch????

[photoman]

Originally Posted by passivenomore

Hi... I'm in the process of claiming charges form LloydsTSB on my business account. I have read threads saying that it would be possible to claim beyond the six years. Having got to the Letter Before Action stage and having a negative response, would I have to re-start my claim from scratch????

I would suggest that you just write a new LBA stating something along the lines of "....having reconsidered my claim total, I am now submitting an amended Letter before action".
Then give them a further 14 days. A new prelim should be unnecessary, as this course should suffice as being seen to be reasonable enough.
Wait your 14 days, then submit your N1 with the new figure.

Usual proviso's about my laymans standing, so maybe get a couple of views if unsure.

[nevos]

Just subscribing

[Glenn UK]

Originally Posted by photoman

I would suggest that you just write a new LBA stating something along the lines of "....having reconsidered my claim total, I am now submitting an amended Letter before action".
Then give them a further 14 days. A new prelim should be unnecessary, as this course should suffice as being seen to be reasonable enough.
Wait your 14 days, then submit your N1 with the new figure.

Usual proviso's about my laymans standing, so maybe get a couple of views if unsure.

i agree with PM if it helps any.

Its more or less what i did with my 1st abbey claim.

Glenn

[Celicaman]

Hi everone,
I currently run a couple of small busnesses which i am going to claim back charges, However it is an old limited company i want to ask about.
The company was run by my wife & i as a limited company, in 2002 we were in financial troubles ( i had been in hospital for operation) and decided to close the business as we had no money to pay the creditors etc and no work coming in to keep the factory & staff etc.
We approached our bank HSBC and told manager about this and our intention to start again ( fortunatley we didnt owe the bank much) just the 2 of us with a couple of staff and our small retail unit, the bank happily agreed to set up a new business account in our partnership names and closed the LTD company bank account, We effectivley ceased trading as a limited company but were never wound up or put into receivership as there was no equity to take out of the business to pay any creditors, and those debts were just left ( We did pay off some of them out of our pocket over next couple years so we could still trade with them ).
Can we claim back charges relating to the Ltd company, as a lot of the charges helped to take us into that position.
Any help would be appreciated

[beetlejuice]

Too right you can, and should I did for my account on a business I closed down last year and recieved a cheque after LBA stage. Not a big cheque, I grant you (I think if it's a large amount they'll make you go further down the line to get your money), but don't be put off read as much as you can here before starting, this site has everything you need and a sense of humour!.

GOOD LUCK

BJ

[Celicaman]

Thanks BJ,
its just that i thought i had read somewhere that you couldnt claim on closed LTD company accounts, maybe that was if they had been wound up or something

[passivenomore]

Thank you photoman... and you too Glenn, for your replies. I will get onto it forthwith!!!

[tinaandalan]

Hi All,

We have been claiming on a Lloyds TSB business account and received an offer from SC&M to settle in full last Friday, woo-hoo! BUT, Lloyds TSB have made a mistake and as a result, they have withdrawn their offer for the time being, saying it should have been dealt with by another law firm as it is a business account, not personal. We have been told that our papers are being transferred to a company called 'Foot Anstey' who should receive them by Friday. We only noticed the problem when the offer letter said that our personal account would be credited. We didn't want to sign an acceptance letter with our personal account details on in case it jeopardised the claim we also have running regarding that account. I just wondered what you guys thought about this situation? Our Allocation Questionnaire and all previous correspondence clearly showed our business account number, we are mystified.

Many thanks in advance for your input,

Tina & Alan

[photoman]

Originally Posted by tinaandalan

Hi All,

We have been claiming on a Lloyds TSB business account and received an offer from SC&M to settle in full last Friday, woo-hoo! BUT, Lloyds TSB have made a mistake and as a result, they have withdrawn their offer for the time being, saying it should have been dealt with by another law firm as it is a business account, not personal. We have been told that our papers are being transferred to a company called 'Foot Anstey' who should receive them by Friday. We only noticed the problem when the offer letter said that our personal account would be credited. We didn't want to sign an acceptance letter with our personal account details on in case it jeopardised the claim we also have running regarding that account. I just wondered what you guys thought about this situation? Our Allocation Questionnaire and all previous correspondence clearly showed our business account number, we are mystified.

Many thanks in advance for your input,

Tina & Alan

In my opinion.
Your action is against lloyds..... not SC&m or Foot and Mouth or whoever. If lloyds fail to folow through with their promise,then just continue with your course of action, its their bureacratic problem , not yours !!

[danler]

Hi All

I am just about to send a prelim letter to Barclays on our Ltd business account for £4351. I will start a thread in Barclays so you can all follow.

Has anyone claimed the compound interest (29.5%) on a business account ??? The compound interest on my claim would be £1400.

Regards
Danler

[beetlejuice]

Foot and Mouth I can't stop laughing.

I have been paid by HSBC for a closed business account. company not wound up voluntary cesation. Awaiting offer from NatWest Bus. Acc. on similar action. HSBC only for £240.00 but it's the principle that counts. Natwest have only declared they are looking into it and I'm/was just about to issue Court proceedings, when only yetserday I got two offers on personal NW Acc.'s out of the blue so I'm giving them a day or so grace to make me an offer on the Business Acc. it's (All have passed LBA stage).

SO.... Claim away. by teh way HSBC sent personal cheque to me as director.

Who knows!!!!


BJ