Just an update regards my own claim.
After much hard work, research and over 500 posts (
and lots of help from some wonderful members here, too numerous too mention, but Glenn Uk, Bill K, Mindzai, Lucid and Bong do deserve special mention)
Finally finished dotting i's and crossing t's, and managed to take my claim over to the court today.
That was saga in it's own right.... two of the courts listed on the HMCS website are actually SHUT... not just for the day, but for good !!
Typically, I went to both first, and then got into a panic when I realised it was getting close to 4pm, and the proper one would be closed.... which would mean then filing tommorow, and having to print out EVERYTHING again (and 3 times), as the daily interest would have changed.... aaaarghh !
Anyway, made it in time, and filed.
Just thought I would ask the clerk a few bits
(they are VERY friendly and human people for anyone scared about going down there).
Turns out that Northampton are so swamped, that the Courts have been instructed to send everything to a speciallly set up court just for Bank claimants !!
Turns out also, that AQ's are becoming pretty rare on the ground, and most courts are just dispensing with them, and directing cases into groups.
Anyway, a feeling of elation as I finally stepped out of the court with my lovely stamped reciept. Actually done it !!
I think the Banks rely upon the fact that a lot of claimants won't get past the Prelim or LBA stage, or will be put off by their letters with their own take on matters, and just give up or fail to follow through to N1/ mcol
(by the way, all you Business claimants, I STRONGLY reccomend that if you can you use N1 rather than MCOL).
So, clerk informed me they now have 14 days to file a defence, or I can file for judgement.
Expecting the usual templated defence..... however I've put a couple of little extra's in my POC's (nothing too controversial or risky), and will see if they ACTUALLY do read them.
Date, in my diary to look into filing for judgement (but I expect the usual extensions they somehow manage to wangle).
Now just a matter of waiting.
Incidentally I would suggest more patience from a lot of people out there, at least a month of reading and posting, and use your time between prelim, LBA etc very wisely before going to court stage. It really make's a hell of a difference to your knowledge and confidence.
Regards to all
Photoman
PS: I'm not going to reveal the actual size of my claim at this point...... but lets just say, this is one that they will certainly take notice of !!
Re: Claiming on a Business account? Lets join forces? 
Re: Claiming on a Business account? Lets join forces? 
