business claim against NatWest

[bobandsuzzi]

Hi everyone,
this is my first time, and not being used to these forum sites, i am finding it incredibly hard to navigate around the site, you seem to have to hunt for everything
anyway, i run a small manufacturing business with my wife (secratery) ,and it seems that she has been making an incredible amount of mistakes in the office, it appears that she has had a medical problem for some time, and is now in hospital because of this. so i have had to give myself a crash course in how to run the office side of the business, and i have discovered a huge amount of bank charges, going back nearly 6 years
i have spent a couple of days fumbling around and done loads of reading, as it suggests
i am about to start claim proceedings, and wondered if anyone knows if it is the same procedure for a Ltd BUSINESS, or is there a different set of forms and approach to take?

many thanks----will update as and when

[lesser1010]

same procedure are you ltd or sole trader?

[bobandsuzzi]

sorry about that
we are aLtd company

[lesser1010]

go into search ,advanced and under user name put carlyt123 and press the search button at the bottom.you'll get a page up.click on page 2 and carlyt is there with business account question.should have everything you need

[bobandsuzzi]

hi
i am strugling to find out how to calculate the interest charged on unorthorised borrowing
my over draught is charged at 5%, but after this any borrowing is charged at 29.5%
but the two charges are shown as one lump sum
how do i calculate them seperately?
Bob