Barclays Business Account

[fedupwithbankpwm]

Hi
Firstly hello to you all and thank you for the advice i have gleaned so far.
Right here goes.
I opened my bus acc in 1999 and my od steadily increased cashflow bad payers and the like. Eventually it came to a head at £13000. Barclays tried several times to force me into a loan at some exorbitant interest rate about £400 a month for 8 years i believe. I declined their generous offers. Eventually with more charges etc it became £15500 (limit remained at 13000) I knowing what was coming opened a parachute business account which i am operating with no od and not 1 single charge. I logged online and saw that my business accounts had disappeared one day so after contacting my branch bus manager she told me it was with the debt people and they would contact in due course. Well they did once on my mobile and left a mumbled heavily accented message which i couldnt fathom. This was apparantly my one and only chance to make an arrangement. Now it is with the dreaded debt managers ltd and call serve!!.Oh and apparantly i have been issued with a default.Must be a special invisible one!! It is also logged on my credit file. I am sending an S.A.R - (Subject Access Request) and have written to DML saying i do not ackknowledge the debt and i am contesting the lawfulness of the alledged debt.Right im rambling now over to you any ideas/ help
Thank you
Paul

[photoman]

Hi there
I've not presently got time to write a full and specific response, so really just bumping this up the list of threads so that someone more in the know may come along and give some advice.

Sounds like you need to inform the bank and debt agency asap that the account and supposed sums owed are in dispute.
Hopefully someone will point you in the right direction and give you an idea of a letter.
Make sure you send all letters to all by recorded delivery, and do not deal with any of them over the phone.
In the meantime have you had a read of this thread ?
Claiming on a Business account? Lets join forces?

It's very long I'm afraid, but there are some very useful bits in there, and maybe some stuff that can help you.

It may also be worth considering involving the Financial Ombudsman Service (FOS), and informing of your situation and how it has arisen.

Good luck and best regards

PM