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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> General > Business claims for bank charges

Business claims for bank charges Claims by businesses for the return of bank charges may pose special problems. Discuss your problems here.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 13th June 2008, 11:35   #1 (permalink)
deekayenwhy
Basic Account Customer
Thumbs down NatWest Business account - help

I put in a claim for my NatWest Business account, now the problem am facing is my account was in a sole traders name, we had have a Ltd company but that disssolved about july 07 and we were still trading until dec 07 as sole traders. My account was running as sole trader, now Cobbetts who are acting solicitors on behalf of Natwest are contacting me to withdraw my case as they have found out from Companies house that my ltd company had dissolved and they said i cant proceed with the claim as its against the law?
But my account is sole trader not ltd so do i still have to withdraw it?
Please let me know asap.

Thanks
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Old 16th June 2008, 00:03   #2 (permalink)
old_andrew2007
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Default Re: NatWest Business account - help

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Old 19th June 2008, 01:44   #3 (permalink)
slick132
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Default Re: NatWest Business account - help

Hi DKNY,

I assume you have reclaimed charges just for the sole trader bank a/c and you have NOT included any charges made to the Ltd Co's a/c.

If there is no overlap, I can't see why your claim should not proceed. Subject, of course, to the ongoing discussions about business charges and the OFT ruling.

Any reclaim in respect of the Ltd Co would have to be done seperately by a Director or authorised person, eg Co Secretary. If the Co has just ceased trading, it should be possible. If the Co has been wound up or gone into Lquidation, then it may not be possible or worthwhile.
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