Angi v Barclays B/Account

Angi · 18th January 2008, 13:18

Hiya

My statements have just arrived, after sending a second letter into Barclays, as they didnt sent any statements just a year by year list of charges.

Now on these statements I have noticed the charges are Unpaids Out I've not seen this before, does it matter if they dont say what they are for? & I just write them on the spreadsheet as they are...

Next question, there are charges for Interest Charged can I claim this back?

Im pretty sure the Commission Charges I Can Not Claim.

Would someone just check my thread please....

Thanks So Much
Angi x

slick132 · 18th January 2008, 13:24

Hi Angi,

Unpaids out -claim
Interest and Commision - can't claim.

Time to finish SOC and get Prelim letter off.

Slick

Angi · 18th January 2008, 13:38

Thanks so Much Slick

Time to get printing & posting

Angi x

Angi · 20th February 2008, 00:22

update

my claim is for £975.00

Barclays have offered me £500.00. as an ex gratia payment of full & final settlement of my claim

with this offer they have also sent a lengthly letter, making me aware of a court case pending between a number of financial institutions on the one hand & the Office of Fair Trading on the other( Im very aware)
The case deals with unauthorised o/d charges on personal account (as opposed to business accounts). One of the issues that will be considered in the test case is wheather these charges on personal current accounts are penalties at common law. In the circumstances it it possible that this case may inform the approach to be taken by banks in how they deal with business claims such as yours....

it does go on a bit, so are they now trying to tell me that, my claim would be just like personal accounts?

Im already in the middle of a claim with the HSBC with is at A/Q stage, does anyone think this claim is looking to go the same way?

Any help would be welcome
Thanks so Much

slick132 · 20th February 2008, 00:40

Hi Angi,

Send them a rejection letter from here - Rejecting Offers

Continue with your claim and stick to YOUR timescale.

Send your LBA if you haven't yet and it is due.

Experience suggests that, once you file in court, a business a/c claim will be stayed just like a personal a/c claim, even though we think it shouldn't.

We're working on getting business claims un-Stayed, but don't let this delay your reclaim process.

Angi · 20th February 2008, 00:51

Many thanks for that reply, I will get busy with reply tomorrow, & let you know what happens next.

Thanks Again

SL56 · 25th February 2008, 15:07

Ive got an old statement which has 2x Account Control Fee of £12. This is shown in the break down of the commision.

I thought I would be able to add this to my schedule but then later on they arent broken down. They just say commision? :s

Could some kind soul point me in the right direction

thanks!!

slick132 · 25th February 2008, 21:29

SL56,

See my reply on your own thread.

thelightbrigade · 26th February 2008, 14:34

Are business account cases still going ahead?

slick132 · 26th February 2008, 14:42

Hi TLB,

They should be but we're having trouble pursuading the courts of this.

Read Hattie's Barclays thread here - Barclays:Business/Personal Bank Charges (POCs)

Angi, sorry for the hijacks, Slick

Angi · 26th February 2008, 17:09

My business account has had an offer on it, so looks like they are still making offers, I wrote a LBA letter last week, waiting to see if they up the offer, if they dont, well its Court next stage.

Slick, dont worry about the hijacks, Im guilty of that too lol

thelightbrigade · 26th February 2008, 17:16

Thanks, I have an old business account( now with DCA) where they let me go well over the overdraft. I might Subject Access Request themand any offer can go to pay it off.
Sorry for the hijack

slick132 · 26th February 2008, 20:53

Hi TLB,

Sounds like a reclaim on this a/c would be worth doing to reduce the amount owing to bank.

Start a new thread for this claim so we can keep up with it.

thelightbrigade · 27th February 2008, 11:00

Have started one now, dont know how to post the link though - oops!!

slick132 · 27th February 2008, 17:38

TLB

You don't need a link to it as it's in the same forum (but here's one anyway - http://www.consumeractiongroup.co.uk...usiness-c.html).

Angi · 14th March 2008, 13:58

Does anyone know how long it takes Barclays to reply & pay up, once an offer has been accepted?

Thanks
Angi x

slick132 · 14th March 2008, 22:01

Hi Angi,

What's been going on - have you accepted the banks offer ?

Did you send them your LBA.

If they make an offer and you agree to it, you should be paid within a week or so, depending on whether they're sending a cheque or crediting your a/c.

However, there have been some more rare instances where the bank's taken many weeks and longer to settle.

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