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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

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Old 24th September 2007, 14:26   #1 (permalink)
rob200375
Basic Account Customer
 
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 53
rob200375 Novitiate
Default Virgin Media Charges

Hi,

Just phoned virgin to query charges on account and lady said she would refund 1 of the 2 charges as I had never had charges before, I asked if she can refund 1 why cant she refund the other, as I advised I received no letter confirming the charges had been applied (due to missed payment).

Does anyone have a standard letter to claim these charges back as I dont believe they would be the same letters as for banks.

thanks
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Old 8th October 2007, 14:24   #2 (permalink)
reduk054
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reduk054 Informativereduk054 Informativereduk054 Informative
Default Re: Virgin Media Charges

Hi if you still need the letter I sent this one

Following a check through my recent invoices and bills, I have made the following observations.

Between the periods of DATE
to DATE inclusive, you have levied charges against my account both for late payments and also for non payment of account by direct debit, which are unlawful at Common Law, Statute and recent Consumer regulations. You will be aware that the law says penalty charges must be fair.

I have calculated that you have taken a total of £AMOUNT
I enclose a schedule of the said charges.
Therefore I make a request herein, for repayment of these charges and will give you 14 days to do so.


If you do not comply fully within 14 days, I shall begin a claim against you for the full amount plus interest, plus my costs, without further notice.

I enclosed an excel doc. showing the charges, dates incurred amount etc, and VM credited my account.
Send to


Virgin Media Ltd
Customer Concern Manager
ConcordBusinessPark
Threapwood Road
Wythenshaw
Manchester
M22 0EY

Hope that the above helps. I did use the excel spreadsheet from the CAG library which is used for bank charge calculations....
Red
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