Im in troube - please help me

[meatloaf]

Right to cut a long story short my wife and i have split leaving me alone in the house. My weekly income is now aound £40 a week ( usual JSA for a single person less what they take for a budgeting loan debt ). No doubt it will drop furthur as we had 3 kids and another on the way so im gonna get hit with maintainance. she left as financial problems pretty much tore us apart.

Anyway, my current brighthouse bill is £96 a week, all in my name, i can see why my wife got upset as that was almost half out weekly income

We pay for : Fridge freezer, 2 laptops, Xbox360 elite, mobile phone, dvd recorder, 3 computer monitors, and a wii console

Now the problem, it would be easy to return all the stuff but i cant do it. When weve been struggling ive been forced to sell stuff just so we can eat. I know im stupid for doing it. IThe only thing i actually have of thiers is the fridge freezer. No so far ive never missed a payment and paid loads of agreements off in the past, many of them early.

The next problem is we moved last year and i really dont think they have chnaged my address on thier system. Im certain i told them but thought nothing of it until i checked my latest agreement ( the xbox which i signed for last month ) and they still have my old address on the agreement.

What can i do, im so scared and feel so helpless and stupid. i sold these things to please my wife ( she has a lot of the cash as well but she could just deny it )

Im due on saturday and i just cant do it. I dont want to tell them ive moved but no doubt they would find me anyway.

Whats going to happen to me, ive been stupid, really stupid

And to top it all i had a mini stroke last week

[Lefty]

Originally Posted by meatloaf

Right to cut a long story short my wife and i have split leaving me alone in the house. My weekly income is now aound £40 a week ( usual JSA for a single person less what they take for a budgeting loan debt ). No doubt it will drop furthur as we had 3 kids and another on the way so im gonna get hit with maintainance. she left as financial problems pretty much tore us apart.

Anyway, my current brighthouse bill is £96 a week, all in my name, i can see why my wife got upset as that was almost half out weekly income

We pay for : Fridge freezer, 2 laptops, Xbox360 elite, mobile phone, dvd recorder, 3 computer monitors, and a wii console

Now the problem, it would be easy to return all the stuff but i cant do it. When weve been struggling ive been forced to sell stuff just so we can eat. I know im stupid for doing it. IThe only thing i actually have of thiers is the fridge freezer. No so far ive never missed a payment and paid loads of agreements off in the past, many of them early.

The next problem is we moved last year and i really dont think they have chnaged my address on thier system. Im certain i told them but thought nothing of it until i checked my latest agreement ( the xbox which i signed for last month ) and they still have my old address on the agreement.

What can i do, im so scared and feel so helpless and stupid. i sold these things to please my wife ( she has a lot of the cash as well but she could just deny it )

Im due on saturday and i just cant do it. I dont want to tell them ive moved but no doubt they would find me anyway.

Whats going to happen to me, ive been stupid, really stupid

And to top it all i had a mini stroke last week

Hi.

Sorry to hear about your problems.

There is no practical advice I can offer unfortunately, as you have acted very dishonestly. If you have sold items belonging to Brighthouse then that is plain and simple theft. Sorry.

If you were hoping that the consumer action group forums would assist you, and help you further in what is quite clearly a serious deception, then I think you have come to the wrong place.

This forum is designed to help people having problems with Brighthouse and not to help people break the law.

I am really sorry I can't be of more help.


Cheers
Lefty

[DCA-KING]

I would ring the store and tell them what you have done i wouldnt put it off
you done they crime now face the music
but on a lighter note most you would get is comuninty service and a fine if you have been that short of cash that you had to sell the stuff to servive then so be it i can understand your plight
what i cannot understand is that if your are in that much hardship why get a xbox last month knowing you cant afford it
like i say time to face the music
Regards DK

[Lefty]

Originally Posted by DCA-KING

what i cannot understand is that if your are in that much hardship why get a xbox last month knowing you cant afford it

Yep. I thought the exact same thing. (Infact, I'm not entirely convinced the whole thing isn't just a wind up!)

Without wanting to judge too harshly, it seems to me that much of your hardship is your own doing. Let's be honest here, BrightHouse didn't hold you at gunpoint and MAKE you order laptops, game consoles, mobile phones and DVD recorders, did they?

Near to where I live there is a Brighthouse store with a Cash Coverters right next door. You will often see people walk out of Brighthouse with, say, the latest new phone or stereo, then march straight into Cash Converters and flog it!

They usually end up before the judge within a few weeks...


Cheers
Lefty

[steven4064]

Hi meatloaf

I'm afraid Lefty and DK are right. You need to tell the Manager at BH what you have done. The longer you leave it, the worse it will become.

On another tack - your situation generally is quite grave. You may find useful information in the general debt forum on this site and help with benefits, etc on the benefits and tax forum.

[sillygirl1]

Instead of using Brighthouse why not use your local Freecycle group - there have been six fridge freezers going in the last two days on mine, plus numerous sofas, dvd players, phones etc. I think it depends on the are you are in as to what quality the goods are in but it is a good stopgap.

My sister used freecycle when her washing machine packed up, got one from there and put the money each week to one side, six months later she got a newer machine and freecycled the other machine.

[steven4064]

Good suggestion SG - we use freecycle a lot too. Link The Freecycle Network

[DCA-KING]

Yes have to agree the more i read it the more i think its a wind up
you done the crime now do the time
PS at least you will have warmth, food and a bed and consoles to play in prison and you can learn how to sew mail bags
regards DK