Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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A say in the life of ....

  1. The Consumer Survival Handbook - Available from Amazon

    by BankFodder on 4th August 2016 at 08:52 (A say in the life of ....)
    With the help of two members of the Site Team we have put together a handbook which we hope will be of use to anybody using this forum especially newcomers.

    Even people who don't use this forum may well find that it contains useful practical information on how to be a savvy consumer.

    It is available in Kindle format only and you can find it here at Amazon https://www.amazon.co.uk/Consumer-Su...vival+handbook ...
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  2. Elite Real Turbo Muin Fluid Direct Drive Trainer

    by BankFodder on 28th May 2015 at 18:31 (A say in the life of ....)
    I've been itching to buy trainer the a long time.
    I've had an exercise bike for a few years but I was getting fed up with it, partly because bits of it was time to wear out but also because it didn't really replicate cycling at all well.
    I was looking for a trainer and although I really wanted something that is generally compatible and in the majority, I was put off by the noise tests of the Wahoo Kickr and most of the other more common trainers.
    In the end, I saved up ...
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  3. iPhones - not if you are serious about your consumer rights.

    by BankFodder on 26th January 2015 at 14:59 (A say in the life of ....)
    One of the most important rules about dealing with companies is that you should always record your calls.

    You can record your calls on a landline using a truecallicon recorder for instance, but as more and more people use mobiles, you should be prepared to record incoming and outgoing calls on your mobile phone.

    With an Android phone this is easy. Android phones are very flexible. You can get several excellent free apps on the Google play store. I use something called (imaginatively) ...
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  4. Fwench mobile phone service is far far worse than in the UK!!!

    by BankFodder on 6th May 2014 at 07:31 (A say in the life of ....)
    You couldn't imagine that it is true , could you - but it is.
    Believe me - almost every kind of company is more difficult or more unpleasant or more stupid to deal with than British ones.

    For various reasons I have a Fwench mobile phone contract. (and a UK one!)

    There is very little competition in France. They don't like it.

    For a while I had one with orangeicon. For the first 6 months they never delivered my telephone on my 12 month contract. It took ...
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    Caggers' Blogs , ‎ Off-topic blogs
  5. Using a Heart Rate Monitor

    by BankFodder on 27th March 2012 at 09:24 (A say in the life of ....)
    The whole business of using a heart rate monitor is about knowing what is your maximum heart rate and then exercising in a way which gets your heart beating to a certain percentage of that maximum.

    Most books talk about heart rate zones

    This means:
    zone 5 - >91% HR max
    zone 4 - 83% to 90% HR max
    zone 3 - 75% to 82% HR max
    zone 2 - 66% to 74% HR max
    zone 1 - 60% to 65% HR max

    Some books talk about 6 zones - divding the >90% ...
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  6. If you exercise - then you really need a Heart Rate Monitor

    by BankFodder on 27th March 2012 at 07:13 (A say in the life of ....)
    If you do structured exercise - meaning regular exercise either in a gymicon, or on a machine - or outside, walking, running or swimming etc as part of a programme in which you have goals to reduce weight, improve heart function etc - then quite frankly, you need a heart rate monitor and you need to understand the principles behind it, why you are using it and how to use it.

    I don't think that it is possible to undertake a structured exercise programme without an HRM.

    ...
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    Caggers' Blogs , ‎ Off-topic blogs
  7. My fitness campaign V

    by BankFodder on 11th February 2011 at 20:00 (A say in the life of ....)
    Back to the grindstone.

    Francoise is French. She is a professional ballet dancer and used to dance at the Opera in Paris. Well over 50 but very very fit, very blonde with very terrific facial definition. Everything you would expect from a ballet dancer, I suppose - or from a female Gestapo officer. I sort of dream of her in a trench coat, peaked hat and monocle and ordering me to do strange things with my body. I wake up and it's not a dream!! - except for the uniform etc. ...
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    Caggers' Blogs , ‎ Off-topic blogs
  8. My Fitness Campaign IV

    by BankFodder on 4th February 2011 at 20:00 (A say in the life of ....)
    I got there early today. I decided that I needed to get there before most of the others, stretch around a bit, limber up and generally look cool. You know what I mean. I figured that if I could get into the mindset a bit then I would be more in control, that I wouldn't be chasing it all the time and I could structure myself a bit as I went along. You can tell that I am really starting to mellow about this thing, can't you. I wouldn't be the one always out of step or starting off ...
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    Caggers' Blogs , ‎ Off-topic blogs
  9. My fitness campaign III

    by BankFodder on 28th January 2011 at 10:12 (A say in the life of ....)
    This time I went on a Friday. Someone, I can't quite remember who - but someone pretty important anyway, died on a Friday but it wasn't so bad because he was back again by Sunday.
    I'm not sure if I will make it back that quick.

    I'm really struggling to see the connection between exercise and sexual health. http://news.bbc.co.uk/2/hi/4703166.stm

    Take me for instance. Just an ordinary bloke, wanders into a room with 20 or so women all dressed in swimsuits and tights ...
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  10. My fitness campaign - II

    by BankFodder on 17th January 2011 at 13:17 (A say in the life of ....)
    Another week has passed. I feel as if someone has been trying to pull my joints apart on a rack so I think that it must be Monday. I'll check .... Yes it is Monday.

    Half the battle - maybe more than half is simply trying to follow all the movements at the same time. One half of my brain deals with my legs, the other half deals with my torso but then when I try to tell my arms what to do I almost fall over. I think that I need a RAM upgrade.

    What about the splits? ...
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    Caggers' Blogs , ‎ Off-topic blogs
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