consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 22nd November 2008, 16:50   #1 (permalink)
paulrob2808
Basic Account Customer
Default tax credit refund

hi, this is my first post and hope someone can help, We have had an on going fight with the revenue over our tax credit award back in 2004 ( i think, will have to check) it was one of the first years when they started, we gave in last year after they started scarring us with court action, We were awarded £3,000 which we were entitled to , I set the declaration back and have a photocopy of it, and that was it so we thought but about 2 years ago they said they wanted all the money back because they never received the end of year declaration back, i am self employed so i am used to sending forms back on time and i wouldnt have a photo copy if not. I wrote to my MP but nobody wanted to know, all they said is i had to prove i sent it. we have been paying £100 per month back as we dont qualify according to them anymore but now it is becoming hard to find the spare money to pay them. can anyone tell me what i should do. Thanks Paul
paulrob2808 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2008, 07:23   #2 (permalink)
poppynurse
Platinum Account Customer
Default Re: tax credit refund

Did you formally appeal the overpayment - if not ring them up an ask for the relevant forms to raise an appeal.

Also make a formal complaint - ask them for the addy.
poppynurse is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2008, 11:03   #3 (permalink)
paulrob2808
Basic Account Customer
Default Re: tax credit refund

thank you poppy for the reply, yes we did appeal and what we got was them saying we had not proved we had sent the form back therefore the appeal was rejected and the decision was final, they then started getting really heavy with phone calls and calling at the house , we didnt want to end in court and couldnt find anyone to help, so we agreed to paying £100 a month back but i have since found the photo copy of the form.
paulrob2808 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2008, 22:18   #4 (permalink)
therafalution
Basic Account Customer
Default Re: tax credit refund

the fact you are repaying your award does not affect your eligibility. Check your income, £17392 (or there abouts) for a joint claim, if you have kids you will be eligible unless you earn loads. Go onto the hmrc websit and check your eligibility on the calculator. Your new award cannot be used to recover an overpayment.
therafalution is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2008, 08:11   #5 (permalink)
poppynurse
Platinum Account Customer
Default Re: tax credit refund


Last edited by poppynurse; 24th November 2008 at 08:16. Reason: Duplicate
poppynurse is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2008, 08:15   #6 (permalink)
poppynurse
Platinum Account Customer
Default Re: tax credit refund

OK you need to write in again appealing the overpayment - you now have new evidence (ie copy of the form you sent) so they should reopen the appeal. Make it clear in your letter that you cannot be held responsible for the Royal Mail or their own sorting office losing post. Did you get a final award notice for the year in dispute?

Also make a formal complaint at the same time to:

Tax Credit Office
Customer Support Unit
PO Box 145
Preston
Lancs
PR1 0SB
01516767003

They have 8 weeks to resolve the issues but I found them pretty efficient. Good luck.
__________________
Poppynurse

If my comments have been helpful please click my scales!!!!
poppynurse is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
childrens tax credit refund peacock Benefits, Tax Credits and Minimum Wage 61 3rd December 2008 19:37
Refund of tax katmailley DVLA 2 5th July 2008 05:00
Child Tax Credit and Working Tax Credit? seanmick Benefits, Tax Credits and Minimum Wage 3 27th January 2008 23:40
tax credits refund worried36 Benefits, Tax Credits and Minimum Wage 4 18th January 2008 20:29
refund of council tax Hackneyed off Bailiffs and Sheriff Officers 2 26th March 2007 19:12




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.