Hello all,
I wondered if somebody could give me some simple advice.
I have been in receipt of JSA for 6 months now after been dismissed from my previous job. I have a long history of depression which I told the Personal Advisor about and they logged it on the system and proceeded with my JSA claim. The stress of being out of work and finding it increasingly harder to get a job has trigged my depression, my last bout was January of this year where I was admitted to Hospital following a suicide attempt, this depressive episode lasted for at least 5-6 months at varying degrees.
I wanted to try and get some normality back into my life and try and get a job but I think, in hindsight, I was too unrealistic and placed more pressure on myself.
A friend told me that really I should have applied for Incapacity Benefit. I've tried looking at these forums and online guides but it all seems very confusing (I just can't concentrate on the information and get it clear in my head). Can I now apply for IB (or ESA?) if I have been claiming JSA for six months. I'm also concerned that the £60.15 I currently receive is barely enough to cover bills, credit cards and minimum living expenses, I can't begin to imagine how I would cope if I had to be put on the assessment rate, which I think is much lower than the £60.15 JSA, for 28 weeks.
Any advice would be gratefully received.
Many thanks
