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Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


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Old 12th November 2008, 16:19   #1 (permalink)
flubdub
Basic Account Customer
 
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I am in: Nr Preston
Posts: 110
flubdub Novitiate
Default CSA will be taking more than my weekly wage. PLEASE help!!!

Bit of background.
My partner has two children that he isnt allowed to see. Long story, but the ex ignored all judges orders, and this is still ongoing two years later.
He earns £780 a month.
He hasnt paid CSA as we have two children (one is three, the other is 6 months) and we ourselves dont have enough money to even pay the mortgage or bills, let alone the csa money.
Our mortgage is £777 a month, so that counts for his wages. We scrape by on nothing, and are left with no disposable income.
The ex is completely on benefits, so anything she needs will be paid for.
CSA have caught up with my partner, and are now going to start taking the money out of dp's wages before we even get them.
This month they will be taking £274, leaving us with £516 a month to live on. This means the mortgage wont be paid, and probably not much else will be either.
On New years Eve, they will be taking £280.
On the 28th April they'll take £74, and then TWO DAYS LATER they'll be taking £139.
At the end of May they'll be taking £74.

This will leave us with absolutely no money at allto live on, and taking into consideration that we have no disposable income at all, infact, we are down about £1000 each month, I find this to be amazing!
I am all for paying for your children. Of course you should, but what are MY children meant to live on? It seems like favouritism to me.
His children get money that we dont actually have, whereas my children are thrown even deeper into this hole of a life where we csnnot even afford food.

Can somebody PLEASE help??
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Old 12th November 2008, 17:21   #2 (permalink)
gooseygander
Basic Account Customer
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

HI

I can understand what u r going through as i have ben there b4 with my partners ex claiming CSA from him. Have they taken into consideration that you have 2 children already?
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Old 12th November 2008, 19:02   #3 (permalink)
Nessa3
Basic Account Customer
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

Hi There,

I have had similar problems in the past.

You can ask the independant case examiner to look at your case and review dependant on your current circumstances of even write to your MP asking him to intervene on your case.


The Independent Case Examiner Website - Home Page

Hope you have some better news soon

nessa
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Old 12th November 2008, 20:06   #4 (permalink)
flubdub
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I am in: Nr Preston
Posts: 110
flubdub Novitiate
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

Oh thats brilliant, thanks very much. Much better help than I got on MSE. Iv written a sob story/factual letter to CSA. Not sent it yet though. Im not sure it'll do much good.
A lady from csa rang a few weeks ago, and when we said we didnt even have enough money to look after ourselves or ou children, she just said theyd ake it into consideration, but it doesnt look like they have.
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Old 13th November 2008, 11:19   #5 (permalink)
jadzia.dax1
Classic Account Customer
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

I really feel for you on this....

It doesn't seem to matter to the CSA about the second family's children.

My husbands ex-wife had one daughter to him...he left the marital home but continued to pay the mortgage on the property, we didn't know it at the time but she was claiming housing benefit for the house aswell as taking his money.

She had a valuation done & realised the house was in negative equity, so she chose to leave...because she said she didn't want to get stuck with it & wanted nothing to do with it.

She claimed housing benefit on a rented property. We had to leave my council house & move into the former marital home. Then when the house was back in equity she decided she wanted money from it.

We had to remortgage & he had to give her over £12000.00 in a lump sum. We're also paying CSA. Our mortgage payments were five times higher than previously and were now having to try to sell the house because we can't afford the payments or it will be repo'd.

We also got all of their marital debt to pay, even though she took the loans!

She's living the high life & also gets away with ripping off the system....while my husband, our three children & myself are giong under and don't have a pot to p*** in 'so to speak'

It doesn't seem right does it?

I really hope this gets sorted for you
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Old 18th November 2008, 22:42   #6 (permalink)
mwacuk
Basic Account Customer
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

I had a sort of similar problem a few years ago...this time paying for me and my partners kids (while living with them)

Basically my son Harry was born and for the first year me and his mum where not living together (my partner was on income support i was a student living with my parents still with a part-time job).
After a year I moved in with my son and his mum and 6 months later the csa came along asking for several hundred pounds despite us now been a working family with both parents living at home. (They where after the csa payments I owed them while i wasnt living there) Despite the fact they where actually taking money from the very child they claim it was to support. I refused to pay on the above grounds. After several weeks of harrassment from they're debt collectors in N-Ireland in the end I heard nothing, and havent done to this day (and hopefully wont...im still living with my partner and harry and our second child charlotte)

Hope they never get back in touch...how this government seems to luck after people who dont work at the expense of everyone else is beyond me.

Cheers
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Old 19th November 2008, 11:45   #7 (permalink)
an-88
Basic Account Customer
Default Re: CSA will be taking more than my weekly wage. PLEASE help!!!

It's a long time since I had dealing with the CSA (on both sides of the fence - first with my ex-husband's first wife leaving us broke and later after we split up I was made to make a claim as I was on benefits for a while. Was still over four years until I had anything out of them, mind, and I'd been working for three years ny then! Anyhow, I digress...) in terms of what's allowed and what's not, and I believe rules have changed fairly recently so it may depend on the date of the first claim, but if I recall correctly (and do remember that this may be slightly flawed)...

A new partner's earnings/income would not be taken into account, so whether they're on £5 a week or £500 a week it should not affect the calculations on the 'absent parent'.

All other children should be taken into account, whether the absent parent lives with the new children or not, and a deduction from the calcualtion made per child according to their age.

I don't think the parent with care's income matters unless they're on benefits (when they start to remove some of the benefit in relation to money paid in maintenance).

But, I do know that once they've finally sorted a claim out, they're very strict on arrears.

Not much help, I'm afraid, but might be some things worth checking out (like whether any new children have been accounted for in the calculations)
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