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The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 6th November 2008, 07:18   #1 (permalink)
tosh1
Classic Account Customer
 


I am in: LEICESTERSHIRE
Posts: 191
tosh1 Novitiate
Default overpaid tax credit £11000

Hi

I have been overpaid tax and child credit over the last 8 years of around 11000. I contacted them sevaral times during that time and was put through to a different person who kept telling me it was correct.

I have spoke to them last year and advised them that I could not affoed to pay the amount they were asking and when I explained m income and outgoing they said that they would defer payment for 6 months. Well the 6 are over and now I am receiving phone calls from them daily even though my sitution is no better.

Any advise would be appreaciated.

Thank you
__________________
Please sign the petetions below regarding the increasing number petetions and also to force debt collection agencies to disclose the actual amount that they have paid to purchace a debt and be forced to pass on this information to the borrower

http://petitions.number10.gov.uk/REPOSSESSIONS/

Petition to: Force Debt Collection Agencies to disclose the actual amount they have paid to purchase a debt and be forced to pass on this information to the borrower. | Number10.gov.uk
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Old 6th November 2008, 22:48   #2 (permalink)
trevormax
Basic Account Customer
Default Re: overpaid tax credit £11000

You should dispute the overpayment using a form TC846, stating you have made several attempts to ensure the amounts paid to you are correct and that you were informed by their staff that the amounts were correct. HMRC will suspend recovery of the overpayment until the dispute process has ended. This will at the very least give you a little more time to sort things out.
This link http://www.hmrc.gov.uk/leaflets/cop26.pdf will take you to the HMRC guidance regarding overpayments including what you should do when there is an overpayment and what your responsibilities are.

HMRC have a system whereby every time you contect them or they contact you or they send a letter or do anything to your case, notes are recorded on your record explaining what has happened. They should be able to check these and see you have made repeated attempts to ensure the amount paid to you is correct.

This does not ensure that you will win and have the amount written off. If you have filled in the tax credit claim form incorrectly, or have not checked the renewals declerations before sending them back into HMRC each year, it is likely they will say you are at fault for providing incorrect information as the amount paid to you was based off of what you have provided to them.

If you do lose, HMRC have several payment options available, including reducing any current tax credits you are receiving or allowing you to pay over a 12 month period. Even so just under £1,000 a month would cause hardship for most people, so I would suggest you contact them do come to some kind of arrangement if you have to pay them back.

Hope this helps.
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Old 8th November 2008, 03:55   #3 (permalink)
tosh1
Classic Account Customer
 


I am in: LEICESTERSHIRE
Posts: 191
tosh1 Novitiate
Default Re: overpaid tax credit £11000

thanks i will this
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