consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 4th November 2008, 16:44   #1 (permalink)
mitsy
Basic Account Customer
Default DWP and my compensation claim

Hi i hope someone can help with this,

In Nov 2005 i had an accident at work which was there fault, this put me on statutory sick pay for 4 months i was also advised to make a claim which i did. the company made me redundant in dec 2006 then i went on job seekers allowance till dec 2007, I could no longer seek work due to a number of health problems so have been on incapacity bennefit since dec 2007.
Now my claim is coming to a close and they have offered me £2750 which i think is an insult, The medical expert who examined me said 4 months off work with 12 months to get back to normal.
The solicitors who are dealing with my case said £2750 is a good offer,
I was living on £90 a week for my family and had to buy food and pay full rent out of my wages so i had to borrow money from my family and friends till i got back to work.

I have claimed for £3800 in loss of earnings when i was off work which my solicitor now tells me the Department of Work and Pensions will want back,
so dont bother claiming them as DWP will claim them from my work.
It seems to me in the letter i have just received that they just want me to take the £2750 and forget about the rest,

The thing is there was a gap of a year since my accident and when i went on incapacity bennefit i also went back to work 4 months after my accident for 9 months before they finished me.

can the DWP take my loss of earning off me even though i went back to work and didnt claim incapacity till over a year later. My solicitor says because i have been on incapacity for a year they will want a years money out of my compensation.
mitsy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th November 2008, 22:26   #2 (permalink)
ErikaPNP
Classic Account Customer
 
ErikaPNP's Avatar
Default Re: DWP and my compensation claim

I can't see why to be honest Incapacity benefit is a non-means tested benefit, it is payable based upon your circumstances, not income. The claim for Jobseekers may have been based upon income and money available to you at the time of the claim.

I don't claim benefit, but for the sake of argument, lets say I did. If I was to have a lottery win three years from now, would the government demand back any benefit money I would have (hypothetically speaking) claimed? No.

Unless your compensation was available to you during the period you claimed benefit, I cannot see why they would want to claim it back from you. As far as I am aware (I MAY be wrong) the DWP can only recoup money if:

1. You were found to be commiting benefit fraud
2. You had a repayable Social Fund loan
3. You are later discovered to have had available funds during the period of your claim for Income based benefits
4. You were awarded a Funeral Payment from the Social Fund and it was later discovered that there were or now are monies available from the deceased's estate to meet the full or part cost of the funeral.
5. You have arrears of child support to pay.

Were you claiming Contribution based jobseekers allowance or income based jobseekers allowance? With jobseekers, the sum you can claim can be affected if you have savings over £6000. If you have savings over £16000, you don't qualify at all. Neither of these sums are anywhere near what you say the compensation is. You do have to tell them about a change in circumstances but this is for the duration of the claim, not after.

Your best bet would be to ask them yourself, otherwise you could have that money sitting around doing nothing. I really don't think they can recoup it.
ErikaPNP is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th November 2008, 13:04   #3 (permalink)
gizmo111
Platinum Account Customer
Default Re: DWP and my compensation claim

I would imagine they can relclaim any amounts that are paid to cover loss of earnings, as they were paying you means tested benefits for this period, but they can only claim back what they paid you, not the total amount you receive.

For example claim benefits 10 weeks @£100 = £1000
Loss of earnings payments for same 10 weeks = £1500
Due to DWP £1000. £500 for you. This puts you back in the position you would have been had you been working and not claiming.
gizmo111 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th November 2008, 13:25   #4 (permalink)
mitsy
Basic Account Customer
Default Re: DWP and my compensation claim

Quote:
Originally Posted by ErikaPNP View Post
I can't see why to be honest Incapacity benefit is a non-means tested benefit, it is payable based upon your circumstances, not income. The claim for Jobseekers may have been based upon income and money available to you at the time of the claim.

I don't claim benefit, but for the sake of argument, lets say I did. If I was to have a lottery win three years from now, would the government demand back any benefit money I would have (hypothetically speaking) claimed? No.

Unless your compensation was available to you during the period you claimed benefit, I cannot see why they would want to claim it back from you. As far as I am aware (I MAY be wrong) the DWP can only recoup money if:

1. You were found to be commiting benefit fraud
2. You had a repayable Social Fund loan
3. You are later discovered to have had available funds during the period of your claim for Income based benefits
4. You were awarded a Funeral Payment from the Social Fund and it was later discovered that there were or now are monies available from the deceased's estate to meet the full or part cost of the funeral.
5. You have arrears of child support to pay.

Were you claiming Contribution based jobseekers allowance or income based jobseekers allowance? With jobseekers, the sum you can claim can be affected if you have savings over £6000. If you have savings over £16000, you don't qualify at all. Neither of these sums are anywhere near what you say the compensation is. You do have to tell them about a change in circumstances but this is for the duration of the claim, not after.

Your best bet would be to ask them yourself, otherwise you could have that money sitting around doing nothing. I really don't think they can recoup it.

Thanks for the reply,

I gave the DWP a ring and they said they will not take any money out of my compensation, and they are sending a letter out to me to confirm this with my solicitor.
I told my solicitor about talking with the DWP and he was not impressed
i wonder if they were trying to have me over a barrel
mitsy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th November 2008, 22:01   #5 (permalink)
ErikaPNP
Classic Account Customer
 
ErikaPNP's Avatar
Default Re: DWP and my compensation claim

No problem. Incapacity is not a means tested (income related) benefit, so I didn't think they could possibly ask for the money back.
ErikaPNP is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Is it me or the DWP-dla Getting harder to claim TheJeanGenie Special needs, Disability etc 1 15th September 2008 15:29
Want to claim compensation rachyrach General 1 22nd June 2007 21:24
Claim Compensation Money Grabber General Consumer Issues 4 20th March 2007 17:42
Compensation Claim kopite71 Bailiffs and Sheriff Officers 1 26th February 2007 22:39
Claim for compensation AVD Welcome to the Consumer Forums 7 21st December 2006 11:20




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.