consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 3rd September 2008, 10:48   #1 (permalink)
jigglypuff
Basic Account Customer
Default Please help, home visit (part 2)

My boyfriend got a letter a few weeks ago to say that the council were going to go to his house to visit and to have certain documents ready for them to photocopy. Why would they need to do this? They've also included a couple of paragraphs about benefit fraud and how the law changed in 2005 and couple now had to declare when they were living together. My boyfriend suffers from depression and I'm there sometimes for dinner as he goes days without eating. This whole situation has made his depression worse and he's spend the last week not eating and worried that they'll make him homeless etc. what would be the reason for them needing to visit him at home?

I posted this yesterday, and thank you everyone for the reply. They put him through all the stress and in the end didnt even turn up, which makes him more messed up wondering what it's all about, great eh!
jigglypuff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2008, 12:25   #2 (permalink)
jigglypuff
Basic Account Customer
Default Re: Please help, home visit (part 2)

Quote:
Originally Posted by jigglypuff View Post
My boyfriend got a letter a few weeks ago to say that the council were going to go to his house to visit and to have certain documents ready for them to photocopy. Why would they need to do this? They've also included a couple of paragraphs about benefit fraud and how the law changed in 2005 and couple now had to declare when they were living together. My boyfriend suffers from depression and I'm there sometimes for dinner as he goes days without eating. This whole situation has made his depression worse and he's spend the last week not eating and worried that they'll make him homeless etc. what would be the reason for them needing to visit him at home?

I posted this yesterday, and thank you everyone for the reply. They put him through all the stress and in the end didnt even turn up, which makes him more messed up wondering what it's all about, great eh!

So what would be the best course of action. I do not live with him, all my things i.e. bank statements, bills, etc are registered to my parents (where i live). But obviously they've been notified of something they want to investigate. I am there rather alot as he doesnt eat sometimes so we eat together, and he also gets very withdrawn, i dont want him to get into any trouble but i also dont want his condition to get worse, any advice?
jigglypuff is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd September 2008, 15:11   #3 (permalink)
Elenathion
Basic Account Customer
Default Re: Please help, home visit (part 2)

Be honest with them when they come and say that you don't live with him but you do spend time there to make sure he is okay. If you honestly don't live together then you're not doing anything wrong.

Does your boyfriend have any help from any local mental health service? If so, they could possibly be there when they come also. If not, see his doctor immediately about getting referred to them.
Elenathion is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
just had from home visit from Mooorcroft re 8k cc debt!! gymfreak1978 Debt Collection Industry 57 27th November 2008 05:03
Please help, home visit jigglypuff Benefits, Tax Credits and Minimum Wage 8 11th September 2008 10:10
dca and home visit postggj Debt Collection Industry 7 3rd May 2008 22:49
General ? about home visit threats madasamuppet General Debt Issues 4 19th March 2008 12:49




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.