Re: FTC and WCT query I would stop taking to them and start sending them a complaint recorded delivery.
There have been too many instances of helpline conversations disappearing and overpayments suddenly jumping up- especially when there is apparantly no record of helpline conversations to tell them about changes of circumstances!
Write saying you are not happy that your helpline conversations do not seem to be resolving the matter. List the dates of the conversations. Give a timeline of your wife's redundancy. And send a copy to your MP- and tell them that you are involving your MP- as they are constantly changing your tax credits from payments to overpayments with no change in your income.
This might get something done.
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