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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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Would you like to clean up your credit file? Check it out | | | | | | | Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. | Welcome to The Consumer Action Group and The Bank Action Group
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29th June 2008, 14:13
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#1 (permalink)
| | Basic Account Customer | Accused Of Benefit Fraud, Interview On Thursday Please Help! Hi. i have recieved a letter from the dwp saying they want to interview me as they have grounds to believe i am living with my partner. this is wrong, i will explain my situation first..
i am 25, i have 2 older children who are 7 and 8 and i have a 10 month ld daughter and i am due again in 7 weeks. i am with the father of the two babies, he is my boyfriend and we are very much in love and want our family to be together, however we are waiting untill september to move in together as he earns very little as an apprentice (he is in his final year, after 3 years and qualifies in sept) in sept he will be on good money which is why we are waiting, as you all know the government make it impossible for you to survive in any case!
my boyfriend lives round the corner from me at his parents house, which has where he has always lived, he has lots of prove that he lives there, all of his letters go there, his work has him at that address, basically everything does. as he lives round the corner he spends alot of time at my house. he stays about 3 nights a week, yet he is here helping me most of the time as i have the baby and im heavily pregnant.. also he wants to be with us as much as he can (as stated the only reason we dont live together is because we cant afford it right now).
we dont share any money, however we have got a joint bank account. he doesnt have any of my money and i dont have any of his. this, i think, we can prove via bank statements, his money comes in on the 15th, on the same date he has 3 direct debits that nearly take up all of his wages and whatever is left he takes out. we got the bank account in preperation for moving in together in a few months.
my worry is, what do they define as "living together" because we actually dont! hes here alot yes, but thats because his children are, also he is my partner! as i said we dont share money and he doenst give me any extra.
we are two deasant people wanting to do the right thing and be a family, is this really benefit fraud?? i just dont know what to expect in my interview. i mean, if what we are doing is breaking the law then id rather us move in together now and struggle rather than be told how we can live our lives.
the facts are, i live alone with my children, therefore i am intitled to my benefits and my housing benefit. my partner lives at home and gets his low wage and has his own bills, rent etc to pay. just because he comes here alot, how is that benefit fraud? i wasnt aware if your on benefits your not allowed a relationship!! we have good intentions and want to live together in sept and than when i can go back to work i will and to be quite honest even if this turns out to be ok id rather them keep their benefits. im not a child yet it feels like i am a naughty kid having there pocket money taken off them!! i think not, they can keep it, id rather be allowed to live like an adult. i will not be forced to live with my boyfriend untill we are ready, but if it means i am breaking the law by having him here alot than i would rather struggle and be allowed to see him.
has anyone else experienced similar or can give me advice because i am seething at the pure cheek of them.. i would really appreciate anyones views... sorry for the length of my thread  hope you can help xx |
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29th June 2008, 15:07
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#2 (permalink)
| | Gold Account Customer
I am in: Buckingham palace I wish
Posts: 416
| Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! Does the father of your babies pay any child maintenance to the csa?
I'll be honest there are cases on this site where people have been accused including close to me of a similar situation and its heart rendering when you realise how hard they have just tried to survive, when its obvious they have done nothing wrong. Often even after pleading their cases they are found guilty and desperate to prove otherwise and labeled as benefit cheats. In case closer to me it was obviously maliscious information that caused the trouble and that was soon resolved by the dwp and a case closed with innocent rightly added, however the stress of doing so was unbelievable. It is not always the case that even genuine accused get that innocent recodnition and dam hard to prove it feels for the innocent.
I'll be honest and you have a right to have a partner who is as you say father to the children, babies. You have a right to spend a certain amount of time together. But your relationship seems so entwined financially, shared accounts and obvious amount of time speant together, as you say you want to work hard to be one and finances are restrainig that. I feel you are as good as living together and probably seen as that by the dwp.
Being on benefits for the genuine needy is not purely a convinience but a necessity and if you want your relationship to flourish, you would gain more help and respect from dwp and yourselves by living together legally. You would surely be entitled to working tax credit, still housing benefit depending on partners income, you say appretiship ends soon. Unless your partner is paying for the upkeep of his babies in some way legally via csa or agreed reg payments to you, then I feel you should do the right thing and get together.
Apologies if you dont like what Ive written, but you need to face up to what your interview is going to ask and you might not like the outcome, so be prepared.
PS. Its lovely to hear you are so in love and good luck with the baby, your partner support will get you through it.
Last edited by stardust_john; 29th June 2008 at 15:44.
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29th June 2008, 15:30
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#3 (permalink)
| | Platinum Account Customer | Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! Explain the facts at the interview on Thursday and you should be OK.
What eveidence or suspicion do they have that you are living together?
Have a look at Start Calculation to see what benefits you can claim, if your boyfriend moves in with you now, and in September when he is earning more and you have another child. |
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29th June 2008, 18:12
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#10 (permalink)
| | Gold Account Customer
I am in: Bedfordshire
Posts: 407
| Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! Firstly, on a general note, I would question the usefulness of the joint account you have opened. I would suggest that you both keep separate accounts. The reason for this is that a joint account is at the heart of many an argument between couples - where one has taken money out and forgotten either to tell the other, or forgotten about it altogether, and the other was banking on that money to cover xyz. Much better to have separate accounts and agree who will be paying what. For example, one could agree to pay all the utilities, with the other agreeing to set up a standing order of a fixed amount to contribute.
Next: the interview.
Prepare for this. Write down in bullet point order information about your accounts, who pays bills and how, the number of nights he stays (it is important that the average is no more than 3 - as this is classed as a visitor. Staying 4 nights counts as being a joint occupier - which will give you big problems. )
At the interview stay calm - you are entitled to have a friend/relation with you for support. It is their interview on their premises at a time of their choosing - thus they are in the position of power. Do not rush any answer. They should ask one question at a time - if not ask them which question they want answered.
If it is an Interview under Caution then there are strict rules they have to follow. They firstly have to caution you ("You are not obliged to say anything, but it may harm your defence if you do not mention when questioned something which you later rely on in court"). They then normally ask you if you understand. Unless you fully understand the implications of being under caution, then tell them you have never been cautioned before and say you don't fully understand the implications of being under caution. They will then have to tell you more about your rights and responsibilities. Remember, if you get upset and feel you need a break, they have to allow this. Also, you will not be under arrest (ask them if you want to be sure) so you can leave at any point. Recorded or written. If the interview under caution is taped, it can move at a fairly quick pace - if you allow it - which doesn't give much thinking time. Ensure there are pauses, and think about each answer. If you don't fully understand the question ask them to repeat it or say it in another way. Keep your answers as short as possible. If possible, keep notes on what you have said to remind yourself. If the interview under caution is being written down it goes at a much slower pace, which gives you time to think. Answer each question as fully as possible and make sure they write down exactly what you say (it's the opposite to being recorded).
__________________ On some things I am very knowledgeable, on other things I am stupid. Trouble is, sometimes I discover that the former is the latter or vice versa, and I don't know this until later - maybe even much later. Read anything I write with the above in mind. E|B S|I |
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29th June 2008, 18:41
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#11 (permalink)
| | Site Team
I am in: Birmingham.
Posts: 9,629
| Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! Excellent advice from Esio.
If your partner is only there at the weekend and your finances are seperate, then hopefully you will be OK.
Probably whats happened is a nosey neighbour has seen him going to your house and as he stays until late, not seen him leave. The as he comes early in the morning, they've not seen him until he leaves your house to go to work. They have then assumed that he's been there all night.
Good luck with this. Pleae keep us informed on your progress.
Regards, Rooster.
__________________ If this has been useful to you, please click on the scales at bottom left of post. Thanks. Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment. Please donate, Help us to help others. LINKS....
For all health related issues, visit......... CONSUMER HEALTH FORUMS FAQs.... |
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29th June 2008, 19:22
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#13 (permalink)
| | Site Team
I am in: Birmingham.
Posts: 9,629
| Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! Follow Esio's advice and think positive. Find a friend or relative that can go with you for moral support.
And don't assume that you are going to lose.
If they'd got all the answers then they would either charge you or let it go. They obviously have some info, right or wrong, which is not conclusive.
This interview will basically be for you to give your side of the story and show them that their info is wrong.
Remember that apart from the friend or relative that you take with you, there are over 181,000 CAG users that are on your side.
Chin up.
Rooster.
__________________ If this has been useful to you, please click on the scales at bottom left of post. Thanks. Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment. Please donate, Help us to help others. LINKS....
For all health related issues, visit......... CONSUMER HEALTH FORUMS FAQs.... |
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1st July 2008, 20:26
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#15 (permalink)
| | Basic Account Customer | Re: Accused Of Benefit Fraud, Interview On Thursday Please Help! I am going through EXACTLY the same thing (read my threads). Get as much together as you can because you dont stand a cat in hells chance. They (the DWP) have no evidence against me, my partner is not even the biological father to my babies (although he did sign the birth certs) yet they are taking me to trial! I have lost my home, have debts, ruined my reputation, and now even my 2nd home is at threat. I have been ill with worry, lost my milk after my 5mth old was born and even emigrated and they still pursue me. I am innocent, but they want my blood! My relationship with my b/f has now come to an end as we couldnt cope with the stress. I loved him so much, my babies have lost their dad, because we rowed all the time after this.. What more do they want??
Its not about the number of nights he is with you, its about him paying rent somewhere, bank accounts, children.. I could send you all sorts of paperwork to refer too if I knew ur email. If you can PM me I will send u some notes that the DWP use to determine whats what.
Good Luck |
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8th July 2008, 11:18
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#16 (p | |