consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 7th June 2008, 13:06   #1 (permalink)
Furkin
Basic Account Customer
Default Benefits / DLA mistake. Prof help needed

Hi all
Newbie here - boy what a great & informative forum site.
Am looking forward to going through these pages bit by bit.
~~~~~::~~~~~
My case is:
I am disabled & in receipt of DLA - including Mobility.
I have just been interviewed by Council/DSS re my benefits.
I have been saving my DLA to buy a decent car - but have fallen foul of the benefits levels rule.

It seems odd to me that we can be awarded extra money (DLA) for mobility etc,,, then have Income Suppost stopped if you save it for the purpose for which it was awarded !

Obviously this is just the gist of it, but I was wondering if professional persons read these pages and can offer advice,,,, or take my case on please ?

~~~~~::~~~~~

Will start reading these pages now,,,

all the best to you all
Furkin is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2008, 15:22   #2 (permalink)
ginar
Basic Account Customer
Default Re: Benefits / DLA mistake. Prof help needed

Have a look at the information regarding amount saved. As a single person there is an upper limit as to how much can be saved, same applies if a couple. Check out Jobcentre Plus, they will have all the information on there regarding savings! All else fails, speak to CAB as soon as possible.
ginar is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2008, 15:54   #3 (permalink)
stardust_john
Gold Account Customer
 


I am in: Buckingham palace I wish
Posts: 416
stardust_john Novitiate
Default Re: Benefits / DLA mistake. Prof help needed

Do you qualify for low or high rate mobility?
stardust_john is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2008, 16:35   #4 (permalink)
Furkin
Basic Account Customer
Default Re: Benefits / DLA mistake. Prof help needed

Thanks folks for your kind replies,

GINAR: Yep - I now realise that there are a couple of limits involved. My arguement is that I am in receipt of DLA Mobility - for the express purpose of "getting around". This is usually held to be, get a vehicle.
I was/am saving my DLA for that purpose.
also: DLA is supposed to be disregarded by Benefits (& agencies) which confuses me further,,,, & I fully intend to take it up with the P.M as soon as I can put computer to paper.

S.JOHN: I am on Middle Care & High Mobility - why the question ?

thanks again,,,,,,,,,,,
Furkin is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2008, 17:45   #5 (permalink)
stardust_john
Gold Account Customer
 


I am in: Buckingham palace I wish
Posts: 416
stardust_john Novitiate
Default Re: Benefits / DLA mistake. Prof help needed

High or low rate mobility?

Just to make sure you knew you could get an appropriate vehicle to help you through the mobility scheme. I know nowt about savings levels, just know friend who has new car on mobility and as long as does not exceed certain mileage a year, high mobility covers cost of it.

I have lower rate mobility so dont qualify for that and for me probably for the best, as I wouldnt be allowed to drive, best wishes. stardust.
stardust_john is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th June 2008, 15:27   #6 (permalink)
davlaw
Basic Account Customer
 


I am in: Scotland
Posts: 1
davlaw Novitiate
Default Re: Benefits / DLA mistake. Prof help needed

If you are elligable for this service all you have to pay is fuel charges. The money deducted from your allowence covers the rest
davlaw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 12th June 2008, 15:25   #7 (permalink)
Furkin
Basic Account Customer
Default Re: Benefits / DLA mistake. Prof help needed

UPDATE:
I have now received forms from DSS about Overpayments.
The CAPITAL figure on the forms bear no resemblance to my bank statements for the period, which is where they got the info' from.

The Capital is also well under the £8000 limit that we are supposed to 'inform' them of.

I was under the impression that up to £8000 we don't need to mention it to them.
At £8k we have to tell them - & they cut the benefit accordingly.
At £16k - benefits stop altogether.

Have I got this wrong ???

I have the option to challenge them,,,, but was wondering if there is an independant group that I can contact first - or indeed a solicitor that takes on this sort of work ?

I'll start a new thread with this line,,,,

~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~

When we Log-On, how can we go straight to our own posts ?

cheers all
Furkin is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
DLA/Benefits Help! Needed JonniBravo Benefits, Tax Credits and Minimum Wage 1 24th April 2008 10:37
The motability scheme and a DLA mistake./ SORTED Xanadu2 Special needs, Disability etc 7 28th September 2007 22:58
Mistake(s) in POC-Advice Needed. BUZZCKER Halifax Bank and Bank of Scotland 6 11th August 2007 00:08
Mistake on MCOL, advice needed. Shuff Barclays Bank 23 26th July 2007 21:07
first mistake advice needed piglet1 Welcome to the Consumer Forums 5 28th March 2007 07:33




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.