consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 28th May 2008, 15:26   #41 (permalink)
borisbeaver
Classic Account Customer
 
borisbeaver's Avatar
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

I went through the process expecting to received hundreds of pounds. I finally received a cheque for £80.
borisbeaver is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th May 2008, 11:54   #42 (permalink)
jaxads
Platinum Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Hi Borisbeaver --- how long did it take?? I still cannot get through to our local office - constantly engaged!!!
jaxads is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd June 2008, 17:00   #43 (permalink)
sweetnsexyenglish
Gold Account Customer
 
sweetnsexyenglish's Avatar
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Well I have just come across this also I gave my local office a call and have been advised of my tax code and that I should put in a claim with the youngest child date of birth along with p60 however if I can not find this include it in the letter I have been asked to write and will start a new thread should I receive a responce.... every lil bit counts
sweetnsexyenglish is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd June 2008, 12:08   #44 (permalink)
madasamuppet
Basic Account Customer
 
madasamuppet's Avatar
 


I am in: scotland
Posts: 66
madasamuppet Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Just come across this and have three kids two of which born 96 and 98 and have no idea what tax code hubby was on during 2002-03. Can you just fill in the form CTC11 and they will find out when processing or do I need the info before hand. Where do you get this form from, can I just phone up local tax office and request one from them. thanks in advance.
madasamuppet is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd June 2008, 12:54   #45 (permalink)
jaxads
Platinum Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Hi - phone up your local tax office. Mine couldn't send me a form, as they didn't have them any more, but said for me to collect one from another local tax office (which was closer to me anyway). They only had one form left!!

I didn't put in a tax code or send off a P60 - mind you, I did that on 16 April and still haven't heard anything back -- will have to give them another ring I think.

good luck x
jaxads is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd June 2008, 13:40   #46 (permalink)
madasamuppet
Basic Account Customer
 
madasamuppet's Avatar
 


I am in: scotland
Posts: 66
madasamuppet Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Does it matter that I wasn't the one working and it was my hubby, tax office won't tell me about him but will they still now about this refund claim thingy and know what forms i need to fill and send. i know the number of his local office cos had to phone them yesterday about P60 details it miles away from us.
madasamuppet is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd June 2008, 13:57   #47 (permalink)
madasamuppet
Basic Account Customer
 
madasamuppet's Avatar
 


I am in: scotland
Posts: 66
madasamuppet Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Well just phoned them and told they no longer have forms and any claim for this had to be in writing. Just to send a letter detailing hubby details, NI number, date of birth address etc dates of births of the kids I want to claim for and send it to them and they would do the rest. So get that sent tomorrow and see what happens. Prob find out we have already had this allowance but if we haven't then be nice to get something back for a change.
madasamuppet is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2008, 12:10   #48 (permalink)
alba12
Basic Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

hi. Can someone tell me were to send this letter? thanks.
alba12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2008, 12:22   #49 (permalink)
jaxads
Platinum Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

You would send the letter to your local tax office. However, I finally managed to speak to someone yesterday -- who told me that I'd already had my allowance!! She confirmed my tax code on the phone there and then - she said she couldn't understand why the last person I spoke to didn't tell me the same. Saves the waiting as the tax office is about 8 weeks behind with its post!
jaxads is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2008, 12:27   #50 (permalink)
alba12
Basic Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

thank you for your reply jaxads. I will send it tomorrow.
alba12 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th June 2008, 12:49   #51 (permalink)
pennypenny
Gold Account Customer
 
pennypenny's Avatar
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

I got a letter from my local tax office the other day, 6 weeks after I sent my first letter asking if I qualified for the tax credit, saying they have sent it on to another tax office as they are the ones dealing with this. So I will be in for another long wait if thats how long they take to do anything
pennypenny is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th June 2008, 20:27   #52 (permalink)
jax63
Basic Account Customer
 


I am in: watford
Posts: 7
jax63 Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Hi
I have just come accross this thread. Would it be worth trying to claim for tax year 2001/2002 with the defence that they failed to advertise the fact??
It would be nice to get something back as I have a supposed overpayment of about £3000 from tax credits and a letter last august saying 2003/2004 & 2004/2005 is being reviewed. They say they wont want more money but who knows.....I still dont believe I was over paid in the first place.
jax63 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd July 2008, 14:03   #53 (permalink)
pennypenny
Gold Account Customer
 
pennypenny's Avatar
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Well, I have received a reply but not one I wanted to hear. They said I was to late to claim 2001 to 2002, hardly my fault when they dont tell you about it and I have only just heard about it on this site. They are quick to let you know when you owe them anything though. And they said we have already received 2002 to 2003 in our tax code, so thats that then, oh well it was worth a try.

Hi Jax63,
I thought the same as you about them not advertising that we could claim, it doesnt seem fair if we didnt know about it. I am the same as you, they are saying we have been overpayed over £3000 and am currently receiving no money from them and havent been for about a year now, with 2 kids things are quite difficult.
There was nothing wrong with the old system, I dont know why they changed it.
pennypenny is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 3rd July 2008, 12:10   #54 (permalink)
jax63
Basic Account Customer
 


I am in: watford
Posts: 7
jax63 Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

I have just checked old payslips and it turns out that I also received the allowance, however I know I am going off topic a bit here but when going through some old papers I found a letter from last August, re them reviewing my 2003-2004, 2004-2005 (TC954) I have never heard since so rang them. The person I spoke to reckoned she didn't know what that was, but through searching the net have found that they may have acted ileagally by changing it two years after end of tax year. We also haven't had any money for about two years and still owe them loads. So I think this is worth chasing up.
I have this feeling that out there somewhere is money with my name on it, and I intend to find it
jax63 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2008, 17:12   #55 (permalink)
badgerpark
Basic Account Customer
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

hi just in reply to the wait for a refund is 4 mth i have been waiting since april and even had to send another form in recorded as they lost the first!apparently it has now been passed for further checking and no one knows how long that will take,why i dont know because they already knew what was earned and knew the tax code and aid yes you are entitled and sent the form!we have never claimed for anything before and cant believe the hassle we are having in claiming what is legally due!
badgerpark is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 17:35   #56 (permalink)
KJD
Classic Account Customer
 
KJD's Avatar
 


I am in: Sunny South!
Posts: 367
KJD Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Ooh this looks like fun!

Two children born in 1992 & 1995 so I guess I might be eligible. I do the wages where I work so I know my tax code was the same as everyone else back then.

I've found the form 11CTC on line so will complete one each for the boys and send to my local tax office, unless anyone else thinks I shouldn't.

KJD
KJD is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 23:31   #57 (permalink)
robert_harper_2000
Platinum Account Customer
 


I am in: brighton
Posts: 752
robert_harper_2000 Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

I got this from MSE and sent off for my brother who has 3 kids and took a looooong time but in the end got a cheque for around £1100!

Make sure you try it, when I phoned up no-one knew anything about it but the letter worked
robert_harper_2000 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 20th October 2008, 11:27   #58 (permalink)
KJD
Classic Account Customer
 
KJD's Avatar
 


I am in: Sunny South!
Posts: 367
KJD Novitiate
Default Re: Child Born 1986-2003 ?? Children's tax of up to £1058 - Anyone any info

Just had an interesting telephone call from the IR in Preston..

I sent my form to my local tax office, addressed Child Tax Credit. The chap who called me said it should have said Children's Tax Credit. My tax office had sent the form to him (Child Tax Credit) and he was forwarding it to an office in Leeds who have been set up to deal just with these claims (Childrens Tax Credits).

PS He said they are getting enquiries from people who are using companies to claim on their behalves. I told him I had found out about it on this site and he said he had heard of it and why don't more people use it to get this rebate rather than paying someone else!
__________________
"Some of the biggest men in the United States, in the field of commerce and manufacturing, are afraid of something.

They know that there is a power somewhere so organised, so subtle, so watchful, so interlocked, so complete, so pervasive, that they had better not speak above their breath when they speak in condemnation of it."

Woodrow Wilson, President of the United States.