Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Would you like to clean up your credit file? Check it out | | | | | | | Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
16th March 2008, 09:16
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#2 (permalink)
| | Platinum Account Customer | Re: JSA stopped incorrectly and HB stopped Hi I am not talking law with this just experience I was getting incapacity benefit and due to IB sending a form to wrong address so that I was unable to reply my IB was stopped. They informed HB that I was no longer in receipt of IB, HB then assumed that I was working so stopped HB. I found out about this set of circumstances after talking to someone in HB I would assume that the same practise would occur with JSA and HB. I had a struggle to get IB reinstated, but HB just said that as long as I paid same amount of rent etc as when in receipt of IB they would back date HB when IB was reinstated. It was approx 6 weeks before all was sorted.
The council can stop your HB due to there being notified of a change in your circumstances by JSA
all the best dpick 
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cannot find it A to Z http://www.consumeractiongroup.co.uk...hat-youre.html
Halifax
Paid in full £2295
MBNA
04/08/2007 prelim letter MBNA to declare agreement unenforceable and refund charges and ci by cheque.
20/03/2008 settled in full out of court
Capital One
07/07/2007 Capital one paid in full £1666
10/07/2007 prelim sent for PPI + interest £1922
DMP now pursuing PPI
DMP recovered £2216 + costs
Littlewoods
12/08/2007 Littlewoods write off £1176.10 debt.
02/11/2007 Littlewoods assigned debt to iQor
17/01/2008 iQor got lost after bog off letter
Complained to FOS re 2 defaults
2 defaults removed
JD Williams
sent CCA no agreement
prepared POC for comment
filed at court no agreement refund interest and charges
refunded in full £640
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19th April 2008, 15:36
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#15 (permalink)
| | Platinum Account Customer | Re: JSA stopped incorrectly and HB stopped Quote:
Originally Posted by waterbottle I'm slowly working through all the myriad of problems that are stored up and trying to get myself back on my feet.
Last year I was on JSA. It was stopped as I failed to apply for a job. I wrote back to say that the job had been totally unsuitable and that I did not have the required qualifications. I have been fighting with the JC since then about this but they lie, refuse to answer questions or deliberately misunderstand. I am now at the stage of taking it to the independant claims assessor. If you did not have the rite qulifications then they sould not have been making u apply for the job in the first place. My Local does not with my brother. Also if they say u need to be experianced and you have never done the job b4 you should not be made to apply for the job.
However, the stopping of JSA triggered my HB to stop. Also fighting the council about this.
Can anyone tell me whether the council are right to stop HB when JSA is stopped, as my award of HB was income based and my JSA suspension didn't increase my income, it stopped it.
For information I am close to the tribunal stage with the local council.
Lastly, has anyone noticed that the lower you slip down the financial scale the more organisations rely on maladministration to try and make you go away? Sometimes I think I'm going insane because it is by far the biggest problem in my life yet almost nothing appears about it in the papers. Yes i have and i am currently fighting this my self for my partner.
So to clarify, I really need to know about whether the council were right to stop my HB because JSA was stopped. | Yes they can stop th hb but you can appeal as the suitation made your income worse as you had no money |
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19th April 2008, 15:38
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#16 (permalink)
| | Platinum Account Customer | Re: JSA stopped incorrectly and HB stopped Quote:
Originally Posted by honeybee1987 Thanx We handed all the stuff in on a tuesday but put reason for why we couldnt get down the day before. do they just give to you as a lump payment into your a.c or do they send a cheque. Our housing benefit will be paid directly to our estata agents. Not our choice but thats the way it is.lol  | Most HB forms you can nominate where the money goes. Some landlords/agents wont take the benefit so you can have it paid to you. You can also nominate to have it paid to you if the landlord gets funny about only being paid monthly and he wants it weekly or something. |
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The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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