Urgent Help Required

[Keeksta1976]

Hi

My sister in law is in the process of getting Housing benefit.

The council have agreed to pay for a private rental for her and are paying the bond however she has been told that she has to find the first months rent as 2 months rent are due upfront and doesnt have the money.

The council are saying they cant help and we are not in the position to help financially either as we are moving house and area next week.

What can she do about this otherwise will be homeless

[Rooster-UK]

I'm not clued up on this subject, but what about Social Services.
I believe under some circumstances it may be possible to get an emergency loan.

If anyone has anymore suggestions for help, please post.

Regards, Rooster.

[Keeksta1976]

Thanks Rooster.... am hoping that it turns out that they should pay it anyhow.

Thanks

[S&C]

She may be entitled to apply for a budget loan from the DWP which she could use towards her rent.

[Keeksta1976]

Hi

As she has only been claiming benefits for a limited time she isnt entitled to an emergency loan from DWP. The housing side have given her an emergency loan for the Bond however this doesnt take in to effect that she has to put two months up front and she doesnt have the money.

Is there anything she can do as we are moving house and area and we need to ensure that she and baby arent homeless.......anyone

[M_A_A_B]

If I were her I'd go and speak to the CAB....they will probably have more of an idea of what she might be entitled to and might even be able to help her claim for it.

I'm surprised that she cant get help from the DWP....they have several different loans/grants from the social fund and I would have thought she'd be entitled to one of them!

The only other option might be to try and find a place where they only require one months rent up front.

good luck

[Keeksta1976]

Cheers M A A B, we've tried CAB and they havent been much help to be honest.

She has had an emergency loan which the council has secured for the bond on the rent and then the other problem is we live in a really small town and the only agents in our area which are taking on DSS are the ones she is using and they asked for 2 months upfront on all their properties.

The other issue is we move out week after next (over 100 miles away) and its taken her 2 month to find this property which the council would pay the whole amount on.

We're just at a dead end and really do need help on this, I cant understand how the council cant help further as surely they must have cases like this all the time.

Thanks

[M_A_A_B]

Can you SIL get council housing?

Shame that the CAB weren't much use I dont know what else she could do really...is there anyone else, friends/family that could lend her the money? I'm guessing not

You could try contacting shelter

shelter

They have a phone number for their helpline on the website and you can email them....lots on info on the site as well...maybe they can help (finger crossed)

[Keeksta1976]

We tried that too... the council have no spare places and waiting list will be 6 months.

We will try Shelter though see if they know of anyway round it, we even tried the estate agent to see if they could ask to do just one months rent and said no. Thanks for that.

We're not in a position to lend any money as we are moving house and all that expense with it, parents have just recently bought a house which they are doing up so no spare cash from them either as both no longer work.

Cheers

[M_A_A_B]

hopefully shelter might have some ideas for you...good luck with it and let us know how you get on

[MCBIRNIE25]

Hello Keeksta,
you have been misadvised. You are allowed to apply for a crisis loan in this situation. You can apply for a crisis loan even if you work, and there is no qualifying period. After all, you cant ask a crisis to come back in 2 weeks when you hit the qualifying quota. Go to the Jobcentre Plus website at Jobcentre Plus and click on a-z of benefits, then crisis loans to get the forms. Many of my clients have qualified for help this way. Have a look at this :
Crisis Loans

What are they?

Crisis Loans are interest-free loans you have to pay back. They may be available to anyone, whether or not they get any benefit, who need help to meet expenses in an emergency or as a consequence of a disaster.
Are they for me?

If you are aged 16 or over and cannot pay your basic living costs (or some other essential cost), and this could put the health and safety of you or your family at risk, you may be able to get a Crisis Loan.
Any savings will usually affect how much you can get.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[Ron Baker]

Originally Posted by Keeksta1976

Cheers M A A B, we've tried CAB and they havent been much help to be honest.

She has had an emergency loan which the council has secured for the bond on the rent and then the other problem is we live in a really small town and the only agents in our area which are taking on DSS are the ones she is using and they asked for 2 months upfront on all their properties.

The other issue is we move out week after next (over 100 miles away) and its taken her 2 month to find this property which the council would pay the whole amount on.

We're just at a dead end and really do need help on this, I cant understand how the council cant help further as surely they must have cases like this all the time.

Thanks

Were was this CAB office,as they should have explained about the crisis loan criteria as my fellow scouser MCBIRNIE25 has posted,if they never mentioned the crisis loan criteria,then once this has been sorted.... then put a complaint in to this CAB office.
Ron

[Keeksta1976]

Hi guys

My understanding was that they have given her a crisis loan for her Bond and that was all she was allowed but thanks for this I will get onto her about this now.

Thanks for that

[pauld56]

Originally Posted by Keeksta1976

Hi

My sister in law is in the process of getting Housing benefit.

The council have agreed to pay for a private rental for her and are paying the bond however she has been told that she has to find the first months rent as 2 months rent are due upfront and doesnt have the money.

The council are saying they cant help and we are not in the position to help financially either as we are moving house and area next week.

What can she do about this otherwise will be homeless

you can apply to the Social Fund on a Crisis Loan for Items for Rent in advance (Normaly 1 month will be awarded but can be 2 months) you will need a tennancy agrement from your landlord.

Hope this helps

[Keeksta1976]

Thanks for that, we'll give them a call

[LastGoodbye]

HELP NEEDED ASAP!

I have recently just finished university and I am now applying for job seekers allowance. I have an interview on tuesday at the job centre about my claim but I was told to bring my P45, as I have never had a job because of studying I dont own a P45. Will the job centre be ok with this or will this be a problem. Your advice would be greatly appreciated. Thanks