consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 7th March 2008, 16:58   #1 (permalink)
Jason1975
Basic Account Customer
 
Jason1975's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 74
Jason1975 Novitiate
Angry Self assment, TAX office messed up.

Hi all.

My other half was self employed until about 18 months ago and she had notified the TAX office that she is now employed. However last year we received the usual self assessment TAX form so she called the TAX office and explained the situation to them. She was told to write a letter to the office to clear up the problem. This she did but again received reminder letters. Now at this point she cant remember what she did and unfortunately didn't send any thing by recorded post. We have now been fined for not returning the self assessment form and I am curious if it is possible to request the last self assessment form we filled in to see if we did state that she was no longer self employed?

Thanks.

J.
__________________
HSBC Owing £618.00 charges + £106.57 Interest = £724.57 total. See how I went about doing it here
Preliminary letter sent - 20.10.06
Found out the Postoffice have LOST the prelim letter - 7.11.06!!!
Re-sent prelim letter - 8.11.06
Confirmed delivery - 15.11.06
LBA sent recorded delivery - 23.11.06
HSBC offer £525, Rejected 7.12.06
MCOL filed with revised sum of £744.10 - 17.12.06
Letter of Acknowledgement recieved - 22.12.06
Statements sent to DG and courts - 27.12.06 (NEARLY THERE!!)
AQ letter recieved - 17.01.07
AQ Letter handed in to court - 02.02.07
Letter from D&G offering full amount -03.02.07
Money in account - 14.02.07!!

We get charged enough in TAXES and just general living without those whom we trust with managing what little money we do get to keep unlawfully charging us, especialy when their profits are so huge.
Jason1975 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th March 2008, 00:53   #2 (permalink)
Goldlady
Platinum Account Customer
 
Goldlady's Avatar
Default Re: Self assment, TAX office messed up.

If you write and explain the position, whether or not she ticked the box on her last return, they will cancel the fine. Just make it clear that she no longer needs to fill in a tax return.
Goldlady is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 8th March 2008, 13:02   #3 (permalink)
Jason1975
Basic Account Customer
 
Jason1975's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 74
Jason1975 Novitiate
Default Re: Self assment, TAX office messed up.

Thanks Goldlady.

I think I will get her to write a letter a go to the TAX office and hand give it to someone. At leaste she can then speak to someone face to face.

I will let you know what happens.

J.
Jason1975 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Child Tax/Working Tax Credits Overpayment JonniBravo Benefits, Tax Credits and Minimum Wage 0 8th February 2008 17:11
Messed about by office furniture suppliers spencer1959 General Consumer Issues 5 19th December 2007 17:13
Help I think I've messed up dont need love just money Barclays Bank 3 27th March 2007 21:49
Help please!!! think i messed up!! *XAX* Abbey Bank 2 31st January 2007 09:05
Council Tax Benefit, Tax Credits and a lot of confusion... chrysalis General Consumer Issues 3 17th October 2006 14:24




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.