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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 25th January 2008, 16:07   #1 (permalink)
Emmie1983
Basic Account Customer
Talking Financial Ombudsman helping with benefits money!

Got some GOOD NEWS

I just thought i would share with everyone here about my interesting day!

Had an awful day, arguing with Abbey about the rights of appropriation and taking my kids money (child benefit) for punitive charges, thus leaving me with no money to buy my children nappies etc. Anyhow... as per usual with Shabbey i got the usual rubbish reply, 4 weeks to sort out etc. I soon got fed up bashing head against a brick wall talking to them, and letters would do no immediate good.
So i called the financial ombudsman to put in a compaint about rights of appropriation and Abbey not observing mine. I also asked about benefits, and social security act, tax credit act etc and They said, and i quote "the law regarding social security administration act, and tax credit acts still stands (in the UK as well as in Scotland), and are not covered by the OFT test case" therefore you can reclaim your charges from benefits!
They are now writing to Abbey to tell them to refund all of my benefit money taken from bankers charges.
So if any of you have had problems with benefits being taken from your bank account in punitive charges then contact the financial ombudsman!
The law stands, and they will ensure that the bank adheres to it!

HAPPY DAYS

The reason i write this is because there is much confusion about benefits and charges! just passing on some good news from the FOS
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Old 25th January 2008, 17:30   #2 (permalink)
BADGER 69
Classic Account Customer
Default Re: Financial Ombudsman helping with benefits money!

I should charge them interest as well.

Someone else will probably be able to tell you how much interest you could claim.

I once knew a fellow called David Southwell who demanded interest on the money that the government owed him for a benefit that was stopped and then restored. the case went to the House of Lords. He won and it cost the government £20million as they had to pay interest out to millions of people.
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