Consumer Action Group envelope labels
You are part of a community of over 185,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Would you like to clean up your credit file? Check it out | | | | | | | Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
3rd June 2008, 10:40
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#102 (permalink)
| | Gold Account Customer | Re: Incapacity Stopped with no warning. Quote:
Originally Posted by davethorp Well looks like I'm about to be in the same boat................. | Yep I was right. Letter today, scored a massive 2 points on the PCA with their breakdown looking like my partner and I were at a different medical assessment as their "doctor" seems to have ignored everything we said and just ticked whatever boxes they felt like to get the lowest score they could |
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3rd June 2008, 20:33
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#105 (permalink)
| | Gold Account Customer | Re: Incapacity Stopped with no warning. Hi Patrick
Intend to appeal. I've already sent a letter to the jobcentre asking for a copy of the report they got off Atos (the letter they sent me said I could ask for it)
Probably the funniest inconsistency is that the last time I was subjected to the PCA, I was given 2 points because stress was a factor in me stopping work. I haven't returned to work since last time and for some reason I didn't get those two points this time round.
Good idea on SARing Atos and the Jobcentre though. May add them to my S.A.R - (Subject Access Request) list (still need to SAR my former employers for a different reason)
I'm due a payment tomorrow and have been told by two different people that I'll get a giro or a payment to my bank (here's hoping for both)
__________________ All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!
17/10/2006 Recieve claim against me from lloyds TSB for £312.82
18/10/06 S.A.R - (Subject Access Request) sent
03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges
15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice
29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go
19/06/07 Letter from court stating Lloyds have made a cheque payment to court |
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18th July 2008, 14:42
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#107 (permalink)
| | Classic Account Customer | Re: Incapacity Stopped with no warning. Hi all, It's been a while since I've had chance to pop in so I'll just update you.
Last week received a payment into the back under DWP LIS, I guess this is the backdated incapacity benefit they owe us from january to now.
We then received a backdated DLA payment aswell as we appealed the inital DLA decision to only award one component at the lowest rate, and that was successful so this is also for the mobility component at the lowest rate.
Also, we have just received another backdated payment again under the DWP LIS heading, I believe this is for backdated income support that was given to us at the reduced rate of 80% while the appeal was going on.
We still arent 100% sure of the figures we will be getting as they are in the final stages of being looked at, but I am fairly sure we will be getting the Incapacity benefit, income support, child tax credit at maximum less a figure for overpayment, plus dla every 4 weeks.
__________________ Settled at 50% Clydesdale £155. Should have been £310 charges, plus interest SETTLED IN FULL: MBNA£1230. Halifax £39. RBS £342. Cap One £200. Abbey: Abbey S.A.R - 29/07 Microfiche 02/08 £10 chq cshd 04/08 Est letter sent 16/08. £2682.00 to August 06. Interest £575.43, total £3257.43 Phoned 01/09. Told within 8 wks 07/09 £615 GOGW LBA 18/09 Est 2 sent 23/09. Total £3470.50 (4085.50-615gw) + Int £796.30 = £4266.80 missing 5 s'mts Actual LBA sent 02/10 £4015.85 16/10 Final Notice 14 days to reply, exp 01/11 08/11 MCOL total £4751.67 25/11 Abbey Acknowledged 8/12 50% offer refused AQ returned 20/12/06. Court date For June 6th.  Settled in FULL April 18th 2007. £5179.83 Paid. 
COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT OVER THE LAST YEAR EVEN THOUGH I DON'T USE MY ACCOUNT.
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