Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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Would you like to clean up your credit file? Check it out | | | | | | | Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
27th March 2008, 01:08
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#63 (permalink)
| | Classic Account Customer | Re: Incapacity Stopped with no warning. well I really hope everything works out for you, you've been messed around long enough. It seems the norm for these government employees to try and fob you off and pass you from pillar to post for as long as humanly possible.
Last Thursday we re applied for a crisis loan, as we genuinly are in crisis. We have cancelled all utilities etc as we just cant afford to pay them on 80 quid a week, and live aswell, but they took so long to get back to us and when they did you wont belive the instructions we were given. I can actually laugh now, but at the time I was in tears all day and felt lower than I ever have before.
We were telephoned back and told that because it was Easter and there were no crisis loan buildings open, we would have to go to our local police station with ID and ask to speak to their emergency social security worker. He would then call round to our house with cash!
We knew this couldnt be right, so I telephoned the local police station and asked them if they did this. The lady was astonished and hadnt heard anything like it before. She demanded to know who had told me this, so I had to give here the details of the crisis loan people so I expect they will be getting a call!
Then we were told we had to go to the local hospital and ask for their out of hours emergency social worker. At this point I thought to myself I would rather go and search bins than beg at the hospital, so I gave up and accepted yet another sub from my dad..
The joys of being on benefits eh!
__________________ Settled at 50% Clydesdale £155. Should have been £310 charges, plus interest Husbands Account. SETTLED IN FULL: MBNA £1230. For Hubby. Halifax £39. RBS £342. For Hubby. Cap One £200. Abbey:  Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle! 
COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.
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10th April 2008, 18:18
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#68 (permalink)
| | Classic Account Customer | Re: Incapacity Stopped with no warning. No better for me I'm afraid.
My MP is more than useless, she passed it on to her case worker, and we have constantly had to phone her up to see if she is doing anything about us. But she isnt, we have no idea if she has been calling anyone, or writing letters etc because she never bothers to get back to us.
I emailed the MP last week to tell here that I wasnt impressed with who she had passed us on to, and she hasnt even acknowledged me.
The only positive is that our tax credits started again this week, got £105 today, but although we have asked them twice for a breakdown sheet we havent had it, so god knows what we are entilted to, and how much they have deducted.
We were granted a budgeting loan of £700 last week, still waiting for it to go into the bank tho, cos we were turned down twice for the crisis loan.
Apart from that theres no updates on any front. We are still waiting to hear from incapacity, and dla, and hopefully we should get that backdated if we can get it sorted out.
Glad to hear you're getting some action though. I'll keep reading. |
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11th April 2008, 19:10
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#72 (permalink)
| | Platinum Account Customer | Re: Incapacity Stopped with no warning. In 2001-2002 I went through the nightmare of the DWP stopping my IB after a farcical DWP medical. Six months of surviving on about £25 per week. And I turned up for the tribunal to find the DWP had "reviewed" there decision TWO WEEKS earlier and told neither me nor the welfare rights officer handling my appeal.
The welfare rights officer went on to get me higher rate DLA, which means that I have been exempt from further medical "assessment".
But I still have screaming nightmares and panic attacks whenever anyone mentions medical assessment. The DWP pushed me to the point of selling my furniture for food, and I attempted suicide directly because of their behaviour.
If you need anything, or anyone to talk to when you get stressed, give me a shout. And know that you will get through this, and you will win.
__________________ If I have been helpful, please click on my scales. Thank you.
Nationwide- WON!
A&L- WON!
Halifax 1- WON!
Student Loans Company- WON!
NatWest- WON!
Virgin Media- WON!
Halifax2- prelim 27/6/07 -reminder/hardship 20/9/08
Capital One- OH- prelim sent 20/9/08
Link- OH- CCA 14/08/08- application form received  -Statute barred sent 13/11/08
Thames Credit -statute barred sent 13/11/08
BCW- prove debt letter- 14/08/08
Apex- CCA 14/08/08
Call Serve- CCA 14/08/08
Littlewoods- no CCA letter 03/09/08
Wescot- CCA 19/9/08
Capital One/Debitas- CCA 14/8/08- pretending they haven't got it  - now with NCO 
Capital One- prelim Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. . |
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12th April 2008, 16:04
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#77 (permalink)
| | Platinum Account Customer | Re: Incapacity Stopped with no warning. Speaker of the House of Commons. It is one of his functions to ensure that MPs are doing their job properly.
yes absolutely right badger should have mentioned this before seems i overlooked this also the parlimentary omsbudsman if you wanna make big trouble for them
patrickq1 |
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