bank charges and benefits

manicmedium · 15th December 2007, 13:29

hi everyone

hmm i have a question, i have been disabled for quite some time , and my benefits, (income support,dla and incapacity benefit are all paid into the bank, ok i admit occasionally i cock up

and there's not enough cash in the account to pay the dds i have (all cancelled now) but it seems that every week i get hit by a charge , over the last 3 weeks i have "lost" £75-£100 for failed dd's, i read on here that according to the gov banks cannot impose charges on me if im on benefits( its my only source of income, have a wife who cares for me and also have 4 kids) , iof this is true, can i get ALL my charges back?, i have been on benefits since i opend the account with A+ L if so how? , i really cant afford to lose such amounts so often

also A+l made a mistake , i cancelled a cheque, they charged me a tenner for that, then applied a charge for a bouncing the cheque, i sorted that out ok, and they are going to refund that money as it was their mistake, but my account still shows i'm £11.54 overdrawn, this happened on Wednesday, the money still hasn't been returned to my account, my account is still showing overdrawn when i'm not! , why can THEY take money from MY account the same day but CANNOT return the money the following day? , im not pleased!

any help or advice greatly accepted , you can pm me on (link to personal e mail removed)

many thanks
manic

**Tilly** · 15th December 2007, 20:05

hi manicmedium

send them this letter rights of appropriation

Right of Appropriation - Stop the bank from taking your money

manicmedium · 15th December 2007, 20:20

hey thanks tilly, that really is much appreciated, if theres anything i can do to pay the favour back let me know
the manic medium

**Tilly** · 15th December 2007, 20:37

Quote:

Originally Posted by manicmedium

hey thanks tilly, that really is much appreciated, if theres anything i can do to pay the favour back let me know
the manic medium

your welcome and if i think of anything i will let you know

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