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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
9th August 2007, 23:01
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#2 (permalink)
| | Basic Account Customer |  Re: bank charges from my benefits
Hi
No they can't take charges from your benefits, the following applies in the case of accounts which have money from state benefits payed into them , such charges are contrary to section 187 of the Social Security Administartion Act 1996 or seection 45 of the Tax Credits Act 2006. Due to long term illness I am on my third go at HSBC and haven't been stayed yet, I decided to do it in three chunks. I'm not sure but I think you may be able to proceed against your bank based on the above acts. If any body else can confirm?
Good luck! | 
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10th August 2007, 10:40
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#4 (permalink)
| | Gold Account Customer | Re: bank charges from my benefits
But they do. At least the cynical computers that appear to run HSBC do.
Letters referring to the Social Security Administration Act are ignored; a telephone call specifically asking if a "Bank Manager" was aware of it resulted in the flippant reply of "not since I went to banking college".
What do we do?
If you are alleged to be driving at 35 mph in a 30 mph zone you are today considered guilty until you can prove your innocence.
HSBS is also totally ignoring the law of the land to serve its own purpose.
Vandermerwe
Last edited by vandermerwe; 11th August 2007 at 14:16.
Reason: ambiguity!
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11th August 2007, 11:10
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#7 (permalink)
| | Platinum Account Customer | Re: bank charges from my benefits
Quote:
Originally Posted by bailey1957  Iam claiming from halifax credit card but got a letter yesterday saying everything is put on hold. Can they do that even though it is a credit card with one of the banks in the court case | There is a thread about them putting stays on credit cards here Any stays applied for against Barclaycard claims due to OFT bank charge test case? | |
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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