consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Benefits, Tax Credits and Minimum Wage

Benefits, Tax Credits and Minimum Wage Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 4th August 2007, 00:04   #21 (permalink)
vincymum
Classic Account Customer
Default Re: Claim for charges taken from benefits

been thinking of taking similar line in my case, vincymum v barclays post60. I read something similar re POC's on another website. So I'll be watching this thread with great interest.
Good luck to your friend. (If only I knew how to post a link!)

vincymum
vincymum is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2007, 10:25   #22 (permalink)
steven4064
Site Team
 
steven4064's Avatar
Default Re: Claim for charges taken from benefits

Quote:
Originally Posted by vincymum View Post
(If only I knew how to post a link!)
You'll find how to do that and lots of other things here
__________________
Steven

If you have never done so, please read the site rules

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial


My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please send a link to your thread and I will do my best to answer there.
steven4064 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2007, 11:18   #23 (permalink)
tomterm8
Platinum Account Customer
 
tomterm8's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 5,177
tomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritative
Default Re: Claim for charges taken from benefits

..

Last edited by tomterm8; 4th August 2007 at 11:56.
tomterm8 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2007, 21:29   #24 (permalink)
stonedecroze
Platinum Account Customer
 
stonedecroze's Avatar
Default Re: Claim for charges taken from benefits

Wish I had found this thread earlier. Signed petition and good luck !!!
stonedecroze is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2007, 21:41   #25 (permalink)
steven4064
Site Team
 
steven4064's Avatar
Default Re: Claim for charges taken from benefits

Quote:
Originally Posted by stonedecroze View Post
Wish I had found this thread earlier.
I only started it yesterday!
__________________
Steven

If you have never done so, please read the site rules

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial


My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please send a link to your thread and I will do my best to answer there.
steven4064 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th August 2007, 23:26   #26 (permalink)
stonedecroze
Platinum Account Customer
 
stonedecroze's Avatar
Default Re: Claim for charges taken from benefits

Shows how long it takes me to keep up with everything.
stonedecroze is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 19:41   #27 (permalink)
steven4064
Site Team
 
steven4064's Avatar
Default Re: Claim for charges taken from benefits

I don't believe it! - got a standard letter from Halifax blah blah OFT case blah blah. Don't they READ letters we send them - made it perfectly clear we were claiming under SSAA 1992 and TCA 2002. OFT case is absolutely irrelevant to this claim.
__________________
Steven

If you have never done so, please read the site rules

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial


My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please send a link to your thread and I will do my best to answer there.
steven4064 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 20:02   #28 (permalink)
stonedecroze
Platinum Account Customer
 
stonedecroze's Avatar
Default Re: Claim for charges taken from benefits

Quote:
Originally Posted by steven4064 View Post
I don't believe it! - got a standard letter from Halifax blah blah OFT case blah blah. Don't they READ letters we send them - made it perfectly clear we were claiming under SSAA 1992 and TCA 2002. OFT case is absolutely irrelevant to this claim.
How far have you got with this Steven?. Of course they don`t read letters. that would take up to much time, and leave less time for them to think up new ways to rip off us poor suckers.
stonedecroze is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 20:23   #29 (permalink)
deadlykiss
Platinum Account Customer
 
deadlykiss's Avatar
Default Re: Claim for charges taken from benefits

aww sorry to hear that Steven :9 nope since when have banks listened to anything you write to them ,,,
deadlykiss is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 20:47   #30 (permalink)
ja-de
Platinum Account Customer
 
ja-de's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 1,776
ja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritativeja-de Authoritative
Default Re: Claim for charges taken from benefits

Best of luck with your friends claim Steven, I'm on IB, which is my only source of Income, but even though I told them on the phone & by letter, they still insisted that they were well within their rights, to take it all away from me - but you try telling them that as its IB, you are claiming it because you aren't well enough to work, & because you don't qualify for Income Support, you don't get free prescriptions, & all your much needed meds have to be paid for with something, (& mine are all pain-killers).
I for one will be following this thread with much interest.
__________________
CAG NEEDS YOUR HELP
Please Donate whatever you can to help with the legal costs
For more information please follow this link
http://www.consumeractiongroup.co.uk...t.php?f=&a=140

If you approve of my Post, please tip my scales.
13/07/07 **WON** Halifax
Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.


ja-de is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 20:57   #31 (permalink)
stonedecroze
Platinum Account Customer
 
stonedecroze's Avatar
Default Re: Claim for charges taken from benefits

Have you tried asking DWP to write to them ja-de??.
that should not be touching your benefits
stonedecroze is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 23:11   #32 (permalink)
steven4064
Site Team
 
steven4064's Avatar
Default Re: Claim for charges taken from benefits

Quote:
Originally Posted by stonedecroze View Post
How far have you got with this Steven?.
We sent prelim and are about to send LBA. However, Halifax are messing us about and not replying to Data Protection Act request - in fact they are now in default on this. It means we have not yet sent a schedule of charges but just requested payment of all charges on the basis that they know what they are and all charges are unlawful, whatever they are.

Because this claim is on a differnet basis than all the others, I wanted the POC to be seen and commented on in plenty of time. Current plan is to file in court in 2 weeks so long as we get the statements in that time. We are going to phone the DSAR people in Halifax tomorrow.
__________________
Steven

If you have never done so, please read the site rules

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial


My Claims

GE Money Won unconditionally May 2007
NatWest Claim 1
Won unconditionally August 2007
NatWest Claim 2 Statements received - on hold
NatWest Claim 3
LBA sent - on hold
Brighthouse Won unconditionally August 2007
Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
Next Catalogue - Statements recieved
Clydesdale Financial Services Won unconditionally February 2008

Any opinions are without prejudice & without liability. Almost everything I know concerning the law I learned from this site.

You can e-mail me at steven4064 at consumeractiongroup.co.uk . However, please note, I will not give advice by PM or e-mail. Please send a link to your thread and I will do my best to answer there.
steven4064 is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 5th August 2007, 23:49   #33 (permalink)
stonedecroze
Plati