consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> The Bear Garden

The Bear Garden Had a bad day, Dear? Come here for some off-topic chat.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 22nd September 2008, 21:30   #1 (permalink)
sillygirl1
Platinum Account Customer
 
sillygirl1's Avatar
Default DCA of the Year Shortist announced

On Credit Today

Credit Today online

Some favourites of this site there, JBW (how did they get there?) amonst others.

How about us giving the results of the poll to the awards ceremony on the night....
sillygirl1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2008, 15:15   #2 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
 


I am in: my chair
Posts: 2,002
Thailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informative
Default Re: DCA of the Year Shortist announced

Just a couple of weeks to go until the DCA's are rewarded for thier unlawful practises, threats & intimidation.

This year I hope the awards are lashings of morality & new souls. The organisers could possibly get thier hands on these for maybe 12% of the full RRP?



I wonder if Chris will be able to cheer them up, since the crunch and the CAG have impacted on thier bottom lines?.

Smeg.

I wonder how many potential winners are on the OFT's 13.

Last edited by Thailand; 6th October 2008 at 15:31.
Thailand is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th October 2008, 23:35   #3 (permalink)
Wingus
Basic Account Customer
 
Wingus's Avatar
 


I am in: your garden
Posts: 130
Wingus Novitiate
Default Re: DCA of the Year Shortist announced

Interesting site there, gives a bit of insight as to what these DCA are really after, and it's not our circumstances or welfare.

It's the 9 billion £ sales they want, nothing more, nothing less.

So now that gives me more reason not to negotiate with them and use my legal rights to only pay what i owe, and nothing more.

We could all go there and lobby the place...lol
Wingus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 01:36   #4 (permalink)
ODC
Platinum Account Customer
 
ODC's Avatar
Default Re: DCA of the Year Shortist announced

I just hope the chefs and the waiters have been victims of DCA bullying.
ODC is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 02:01   #5 (permalink)
rory32
Platinum Account Customer
 
rory32's Avatar
 


I am in: Scotland
Posts: 12,828
rory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritative
Default Re: DCA of the Year Shortist announced

Quote:
Interesting site there, gives a bit of insight as to what these DCA are really after, and it's not our circumstances or welfare.

It's the 9 billion £ sales they want, nothing more, nothing less.
Why would they be interested in your circumstances or welfare? It's all about profit - whether you own the company or are the phone monkey working on commission. It's exactly the same as sales - it doesn't matter if it works just as long as you make money and if it hurts a few people - well, who cares...
rory32 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 18:12   #6 (permalink)
Wingus
Basic Account Customer
 
Wingus's Avatar
 


I am in: your garden
Posts: 130
Wingus Novitiate
Default Re: DCA of the Year Shortist announced

Quote:
Originally Posted by rory32 View Post
Why would they be interested in your circumstances or welfare? It's all about profit - whether you own the company or are the phone monkey working on commission. It's exactly the same as sales - it doesn't matter if it works just as long as you make money and if it hurts a few people - well, who cares...
yep, your so right there, and chasing the 9 billion is the incentive. In all theory, i would guess if you took of the interest and fees, mabee 4 billion of that is true debt, the rest is nothing more than made up.
Wingus is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th October 2008, 19:48   #7 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
 


I am in: my chair
Posts: 2,002
Thailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informativeThailand Highly informative
Default The 'Winners' were.....

Quote:
DCA OF THE YEAR AWARDS 2008
23 October 2008, 7pm
The Chesford Grange, Warwickshire
The second Debt Collection Agency (DCA) of the Year awards, hosted by Chris Barrie, took place on 23 October at the Chesford Grange in Warwickshire.

Over 300 collections and debt sale professionals attended the black tie dinner and celebrated the following wins:

Consumer DCA of the Year <£2m - Credit Resource Solutions
Consumer DCA of the Year >£2m - Clarity Credit Management
Commercial DCA of the Year - Hilton-Baird Collection Services
Debt Purchaser of the Year - Cabot Financial
Tracing Team of the Year - J2 Solutions

Congratulations to all the winners!
Mmmmmmm.
Thailand is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th October 2008, 22:17   #8 (permalink)
rory32
Platinum Account Customer
 
rory32's Avatar
 


I am in: Scotland
Posts: 12,828
rory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritativerory32 Authoritative
Default Re: DCA of the Year Shortist announced

Quote:
Tracing Team of the Year - J2 Solutions
No awards for colouring in this year then. Just tracing.
rory32 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Dca Of The Year Awards 2008 dashforcash Debt Collection Industry 24 11th September 2008 09:55
Changes to Banking Code announced crfx250 General 3 23rd November 2007 10:36
9 Year Debt First Contact from DCA HELP HELP damianmck Debt Collection Industry 5 27th June 2007 21:14
Advice please re: unpaid 7 year old CCJ and DCA overchargedandangry Debt Collection Industry 50 22nd June 2007 02:59
**halifax Annual Profits Announced** survivor Halifax Bank and Bank of Scotland 1 28th February 2007 14:46




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.