consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> The Bear Garden

The Bear Garden Had a bad day, Dear? Come here for some off-topic chat.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 24th July 2008, 23:03   #1 (permalink)
diskmandave
Platinum Account Customer
 
diskmandave's Avatar
Talking Bookworm in Manchester...!

I was out and about in Manchester City Centre as usual yesterday...!

Lincoln Square to be precise! (Just behind Millets on Deansgate)

And perish the thought.... I came across THIS little lady...



Obviously moonlighting, and loving the attention, everyone's stopping to take pictures!



Left side first!



And now the right side

Now then...............

Have you ever wondered what a Bookworm looks like from behind...??!

Careful Dave...! LOL





Here we go then... Nice and prim and proper!!



That's a nice respectful view!!


Any comments from the Bookworm...? Future appearances...??!!!
diskmandave is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:05   #2 (permalink)
Janet-M
Platinum Account Customer
 
Janet-M's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 5,108
Janet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M Authoritative
Default Re: Bookworm in Manchester...!

Nah thats deff an imposter .. Bookies ass is MUCH bigger then that
Janet-M is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:11   #3 (permalink)
Brassed off
Platinum Account Customer
 
Brassed off's Avatar
Default Re: Bookworm in Manchester...!

I take it you like living dangerously then Janet?
Brassed off is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:13   #4 (permalink)
Janet-M
Platinum Account Customer
 
Janet-M's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 5,108
Janet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M Authoritative
Default Re: Bookworm in Manchester...!

LMAO she is farrrrrrrr away and will forget by the next time we meet

It is funny though DMD
Janet-M is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:16   #5 (permalink)
ukaviator
Site Team
 
ukaviator's Avatar
Default Re: Bookworm in Manchester...!

I don't believe you said that Janet . ..
ukaviator is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:17   #6 (permalink)
Brassed off
Platinum Account Customer
 
Brassed off's Avatar
Default Re: Bookworm in Manchester...!

Somehow I doubt it

Classic pics though Dave - trust you to spot something like that
Brassed off is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:17   #7 (permalink)
Janet-M
Platinum Account Customer
 
Janet-M's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 5,108
Janet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M AuthoritativeJanet-M Authoritative
Default Re: Bookworm in Manchester...!

I'm beginning to regret it ... I may not be around for a few days
Janet-M is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:19   #8 (permalink)
diskmandave
Platinum Account Customer
 
diskmandave's Avatar
Default Re: Bookworm in Manchester...!

On a serious note, it's the Diana PoW Memorial in Lincoln Square.

It's a stunning arrangement made completely from Alpine plants.

I'm only sorry I could only get pic's using my mobile...
diskmandave is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:21   #9 (permalink)
PriorityOne
Platinum Account Customer
 
PriorityOne's Avatar
Default Re: Bookworm in Manchester...!

Bl**dy clever, whoever created it !!
PriorityOne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:22   #10 (permalink)
tomterm8
Platinum Account Customer
 
tomterm8's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2007
Posts: 5,177
tomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritativetomterm8 Authoritative
Default Re: Bookworm in Manchester...!

Wow! I didn't know our bookie was that famous!
tomterm8 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th July 2008, 23:23   #11 (permalink)
caro
Site Team
 
caro's Avatar
Default Re: Bookworm in Manchester...!

Quote:
Originally Posted by ukaviator View Post
I don't believe you said that Janet . ..
Janet always tells the truth UK. Classic DMD!
caro is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2008, 10:30   #12 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
Default Re: Bookworm in Manchester...!

Bookie, I'm on call 24/7 should you require a decent pruning!
Thailand is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2008, 12:02   #13 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
Default Re: Bookworm in Manchester...!

You bunch of b******s.


Bookworm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2008, 22:43   #14 (permalink)
diskmandave
Platinum Account Customer
 
diskmandave's Avatar
Default Re: Bookworm in Manchester...!

Quote:
Originally Posted by Bookworm View Post
I'm so glad U liked it!
diskmandave is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th July 2008, 23:31   #15 (permalink)
HSBCrusher
Site Team
 
HSBCrusher's Avatar
Default Re: Bookworm in Manchester...!

Quote:
Originally Posted by Janet-M View Post
Nah thats deff an imposter .. Bookies ass is MUCH bigger then that
HSBCrusher is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote