consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> The Bear Garden

The Bear Garden Had a bad day, Dear? Come here for some off-topic chat.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 30th November 2007, 21:53   #21 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,962
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: The pt2537 (Paul) Fan Club.

thanks P1 and HC

one more course after then i get my LLB.

then ive gotto decide if i go on to a LLM or not
pt2537 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 21:55   #22 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

You should.

Anyway - I gotta go - irate friend asking where the f*** I am.

xx
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 21:56   #23 (permalink)
Goldlady
Platinum Account Customer
 
Goldlady's Avatar
 


I am in: Tyneside
Posts: 3,501
Goldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady AuthoritativeGoldlady Authoritative
Default Re: The pt2537 (Paul) Fan Club.

Thanks also. It might be Goldlady LLB by Christmas. There again I might have to resit as spent the 24 hours before exams in hospital with my 13 year old son who swallowed a keyring and needed surgery
Goldlady is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 21:57   #24 (permalink)
PriorityOne
Platinum Account Customer
 
PriorityOne's Avatar
 


I am in: a house no longer in Debt Row...;-)
Posts: 4,497
PriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne Authoritative
Default Re: The pt2537 (Paul) Fan Club.

You may need a break first... although in my case, I knew if I took a break... I'd never complete it. You need to do what's best for you though.

Mine's not in law btw... Psychology/Social Policy (double Honours). Comes in handy when drafting those DCA letters.... lol.

PriorityOne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 21:58   #25 (permalink)
PriorityOne
Platinum Account Customer
 
PriorityOne's Avatar
 


I am in: a house no longer in Debt Row...;-)
Posts: 4,497
PriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne AuthoritativePriorityOne Authoritative
Default Re: The pt2537 (Paul) Fan Club.

Quote:
Originally Posted by Goldlady View Post
Thanks also. It might be Goldlady LLB by Christmas. There again I might have to resit as spent the 24 hours before exams in hospital with my 13 year old son who swallowed a keyring and needed surgery
Make sure you let us know Goldlady !!.... although I'm sure you've done well.

PriorityOne is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 22:00   #26 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,962
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: The pt2537 (Paul) Fan Club.

i like writing letters to DCAs too

Curlyben keeps moaning at me cause i like my statutes and he says i use em too much but hey ho
pt2537 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 22:15   #27 (permalink)
Ell-enn
Site Team
 
Ell-enn's Avatar
 


I am in: Yorkshire (ish)
Posts: 4,426
Ell-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn AuthoritativeEll-enn Authoritative
Default Re: The pt2537 (Paul) Fan Club.

Good luck to you both, you deserve the reward after all the hard work.
Ell-enn is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 22:38   #28 (permalink)
mrsc
Gold Account Customer
Default Re: The pt2537 (Paul) Fan Club.

good luck to you all.

paul you deserve this fan club for all the help you give. There is a few more names on this thread that also deserve to be noticed.
mrsc is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:13   #29 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

Mine's philosophy. Funniest thing is the realisation that I'm going to a be Dr in it.

Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:15   #30 (permalink)
pt2537
Site Team
 
pt2537's Avatar
 


I am in: Southampton (actually Eastleigh)
Posts: 9,962
pt2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritativept2537 Highly authoritative
Default Re: The pt2537 (Paul) Fan Club.

my friend is a Dr of philosophy of the mind and lectures at soton uni,

wow Dr HC eh?
pt2537 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:21   #31 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

Yeah, funny as f***

I just want to be able to say "trust me, I'm a doctor".

And, when asked "is there a doctor in the house?" I can say yes.

Sad, I know ...
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:28   #32 (permalink)
charleyfarley
Platinum Account Customer
Default Re: The pt2537 (Paul) Fan Club.

Quote:
Originally Posted by Hippy-chick View Post
You should.

Anyway - I gotta go - irate friend asking where the f*** I am.

xx


blimey h-h.you know how to party on........back on here inside an hour
charleyfarley is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:31   #33 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

Erm ... I was there for 9 - left at 11. That's 2 hours, aksherly. Was just an invite for tea - he has to be up at 6.30 tomorrow.

I was going to go on to the Club, but it's peeing down with rain, so I've come home to my trusty wine box.
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:32   #34 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

And stop calling me hippy hen - d'ya want a glasgae kiss?
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:34   #35 (permalink)
charleyfarley
Platinum Account Customer
Default Re: The pt2537 (Paul) Fan Club.

Quote:
Originally Posted by Hippy-chick View Post
And stop calling me hippy hen - d'ya want a glasgae kiss?

pick a windee ..........ya leevin'
charleyfarley is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st December 2007, 00:35   #36 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
 


I am in: Over the rainbow
Posts: 2,539
Hippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informativeHippy-chick Highly informative
Default Re: The pt2537 (Paul) Fan Club.

Cor, you know how to chat a girl up.
Hippy-chick is offline