consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> The Bear Garden

The Bear Garden Had a bad day, Dear? Come here for some off-topic chat.


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 22nd October 2007, 20:05   #1 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
Default Bugbears

Any traits in people annoy thou? A few of mine...

1. People who wears keys on the outside of thier pants, surely there is no need for this!

2. People who give you a ciggie, then you ask them for a light, and then ask if you would like them to smoke it for you too. Its been done too many times! and... Duh, no

3 'Can I ask you a massive favour?' *sighs* tiny favour ensues...
Thailand is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:08   #2 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
Default Re: Bugbears

miserable old scroat lol
Lula is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:09   #3 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
Default Re: Bugbears

I prefer scrote my loverly.
Thailand is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:10   #4 (permalink)
blueskies
Platinum Account Customer
 
blueskies's Avatar
Default Re: Bugbears

Quote:
Originally Posted by Thailand View Post
1. People who wears keys on the outside of thier pants, surely there is no need for this!
Guilty, but only when I'm at work (I work as a train guard and if I keep them in my uniform pockets I wouldn't have pockets left)
blueskies is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:13   #5 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
Default Re: Bugbears

Ok, blue ... we'll call that an occupational hazard
Thailand is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:19   #6 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
Default Re: Bugbears

people who say "I personally think that ..."
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:21   #7 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
Default Re: Bugbears

nice one hc
Lula is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:40   #8 (permalink)
blueskies
Platinum Account Customer
 
blueskies's Avatar
Default Re: Bugbears

"I'm not being funny but......"

They never are funny but they feel the need to point it out all the time
blueskies is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:49   #9 (permalink)
Thailand
Platinum Account Customer
 
Thailand's Avatar
Default Re: Bugbears

'In all honesty'

Ahhh, so you do fib then.
Thailand is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 20:56   #10 (permalink)
Hippy-chick
Gold Account Customer
 
Hippy-chick's Avatar
Default Re: Bugbears

"it's nothing to do with me but ..."

and

"it's not for me to say but ..."
Hippy-chick is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 21:43   #11 (permalink)
jowalshy
Platinum Account Customer
 
jowalshy's Avatar
Default Re: Bugbears

people who keep on saying "basically........" It is amazing how many people do it. My mum pointed it out to me recently and I try my hardest not to say it.
jowalshy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 22:00   #12 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
Default Re: Bugbears

I don't keep on saying it, but I do use it, yes. Basically, it's in the dictionary and I use it as appropriate, so why not?
Bookworm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 22:46   #13 (permalink)
jowalshy
Platinum Account Customer
 
jowalshy's Avatar
Default Re: Bugbears

I think that now I have mentioned it, basically you will now realise how many times a day you actually say it..
jowalshy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 23:25   #14 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
Default Re: Bugbears

My OH uses "you know" as punctuation, drives me nuts.
Bookworm is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 23:28   #15 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
Default Re: Bugbears

my dad used to do that too

OH does the new , infuriating "yeah yeah yeah" thing which, in my opinion is done by people when they are not really listening
Lula is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd October 2007, 23:30   #16 (permalink)
becci
Basic Account Customer
 
becci's Avatar
Default Re: Bugbears

misuse of apostrophes drives me CRAZY!! how many signs do you see advertising "apple's" etc. I even saw a billboard in the window of a high street shop that shall remain nameless, saying "you're favourite shop". Shocking stuff!

and another thing...

people who say literally all the time and in completely the wrong context e.g. "I was literally green with envy" Really? So you actually, physically turned green, did you? I think not.

I know, I know, I'm a nitpicker...but it drives me mental!
becci is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote